So this is the post mentioned in the introduction thread.
I'd appreciate any honest assessment from you folks who have done it or are aspiring to pull off an early retirement.
The numbers and data are truish, I may have rounded a very little bit here and there, but they are pretty realistic
I'm 48 and single. Likely to never get married.
Current income: ~200K (gross)
Current accounts:
401K: 420K It's a higher expense account with less than great options, but it is what it is.
Vanguard taxable account: 572K Mostly index funds. Some individual stocks.
Vanguard IRA: 70K. Again, mostly Vanguard funds.
Vanguard Roth IRA: 95K Mostly Vanguard index funds.
My Vanguard portfolio has garnered a bit over 10% annually since 2005.
AA of all the Vanguard funds is 93% stock and 7% bond.
HSA: 63K Smattering of somewhat conservative funds.
The only debt that I have is about 170K on my mortgage.
As for savings:
IRA, HSA and 401K are maxed out every year.
I also put away about 30K/year in the non-tax advantaged account.
If any of you would be so kind, I'd love to hear your thoughts.
I'd appreciate any honest assessment from you folks who have done it or are aspiring to pull off an early retirement.
The numbers and data are truish, I may have rounded a very little bit here and there, but they are pretty realistic
I'm 48 and single. Likely to never get married.
Current income: ~200K (gross)
Current accounts:
401K: 420K It's a higher expense account with less than great options, but it is what it is.
Vanguard taxable account: 572K Mostly index funds. Some individual stocks.
Vanguard IRA: 70K. Again, mostly Vanguard funds.
Vanguard Roth IRA: 95K Mostly Vanguard index funds.
My Vanguard portfolio has garnered a bit over 10% annually since 2005.
AA of all the Vanguard funds is 93% stock and 7% bond.
HSA: 63K Smattering of somewhat conservative funds.
The only debt that I have is about 170K on my mortgage.
As for savings:
IRA, HSA and 401K are maxed out every year.
I also put away about 30K/year in the non-tax advantaged account.
If any of you would be so kind, I'd love to hear your thoughts.