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Old 07-04-2007, 01:40 PM   #1
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$ Milestone

Just wanted to share with everyone....I have passed the 150K milestone....
reached $154,594.17!!!
I am 32 and make less than 50K in the state of NJ.
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Old 07-04-2007, 01:48 PM   #2
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Way to go! That's fantastic.
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Old 07-04-2007, 01:57 PM   #3
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That's amazing, you should be very proud. Congrats.
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Old 07-04-2007, 02:07 PM   #4
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Congratulations to one 30-something from another!

Nice going. Next stop, 200K. See you there.
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Old 07-04-2007, 03:18 PM   #5
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Getting pretty close to that myself, but I turn 33 in a month and DW and I have a significantly higher combined income. That's just amazing you got that much socked away!
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Old 07-04-2007, 03:41 PM   #6
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Thank you! About 70K is profit from selling the condo at the right time. The other 80K is from socking away 25% of my salary into the 401K and maxing out my Roth....anything extra from windfalls/bonus went into the mutual funds.
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Old 07-04-2007, 04:58 PM   #7
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At the risk of being pedantic: such financial results are neither "fantastic" nor "amazing". If one has the intelligence and discipline to LBYM, impressive numbers like that are "inevitable".

Good work, citrine!
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Old 07-04-2007, 05:54 PM   #8
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At the risk of being pedantic: such financial results are neither "fantastic" nor "amazing". If one has the intelligence and discipline to LBYM, impressive numbers like that are "inevitable".

Good work, citrine!
Probably a newby question, but what is LBYM?

I guess it has something to do with indexing?
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Old 07-04-2007, 06:12 PM   #9
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Probably a newby question, but what is LBYM?

I guess it has something to do with indexing?
Living Below Your Means
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Old 07-04-2007, 08:49 PM   #10
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Well done citrine: you are indeed a jewel!
When I was your age in 1989 I had no idea what NW was. Looking back, it was probably in the region of $75K in today's dollars.
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Old 07-04-2007, 10:50 PM   #11
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Congrats! It want be long and you will be crossing the $250K mark then the $500K. Plan your work and work your plan!


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Old 07-04-2007, 11:36 PM   #12
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Way to go! keep up the good habits.
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Old 07-05-2007, 09:25 AM   #13
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I am hoping to reach the 170K mark by the end of the year....and now with me boycotting goods made in China.....that should not be a problem at all!
Thank you for your support....I think of this board every time I want to make an impulsive purchase!
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Old 07-05-2007, 03:41 PM   #14
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Congratulations!

I wish I had access to a 401k...
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Old 07-05-2007, 04:00 PM   #15
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WTG fellow Jersey girl! Income poor here too! Very impressive savings!
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Old 07-06-2007, 11:38 AM   #16
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At the risk of being pedantic: such financial results are neither "fantastic" nor "amazing". If one has the intelligence and discipline to LBYM, impressive numbers like that are "inevitable".

Good work, citrine!
I'd agree, the intelligence and discipline required to achieve that result is amazing. I'm in awe!
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Old 07-06-2007, 12:06 PM   #17
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I have basically read the frugal/finance section of the library in the last year and the three things that have stood the test of time are:

Patience---you are in it for the long haul.
Capital---25% of my salary in 401K and max out Roth IRA
No Debt!!!

I still love diamonds....but I am going to just appreciate the ones I have at the moment.....maybe get 2 carat princess cut, platinum studs the day I retire!!!
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Old 07-06-2007, 12:26 PM   #18
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I still love diamonds....but I am going to just appreciate the ones I have at the moment.....maybe get 2 carat princess cut, platinum studs the day I retire!!!
Why not simply buy jewelry that looks like diamond, but isn't? Sure, you'll know it's not, but it will still sparkle and impress other people.
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Old 07-07-2007, 11:17 AM   #19
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Why not simply buy jewelry that looks like diamond, but isn't? Sure, you'll know it's not, but it will still sparkle and impress other people.
Surely you aren't trying to insinuate that diamonds are an artificially scarce stone that isn't actually worth what they are sold for? (note: that was sarcasm)

At any rate, if you love diamonds, then I think that's a fitting reward for yourself after reaching your goal. Probably better than what I'll blow my money on
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Old 07-08-2007, 09:05 AM   #20
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Jay:

Cubic Zirconia just doesn't sparkle like diamonds do!
And Jewelry is an investment....they would retain their value if I ever need to sell them!

Citrine
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