I'm looking for some input on whether I'm choosing the best funds within my 401k. 25% of my contributions go in each of these 4 funds... COLUMBIA ACORN FUND, Z - BLACKROCK EXT EQUITY MKT K - JP MORGAN SM CAP EQUITY SELECT - AE EUROPACIFIC GROWTH R5.
Here is some info on the fund's past returns
COLUMBIA... - Since inception (1970) 14.82% - 1 yr 4.26% - 3 yr 28.77% - 5 yr 4.18% - 10 yr 9.28%.
BLACKROCK... - Since inception (1994) 9.24% - 1 yr 2.22% - 3 yr 28.85% - 5 yr 3.66% - 10 yr 7.91%.
JP MORGAN... - Since inception (1996) 10.35% - 1 yr 8.02% - 3 yr 26.9% - 5 yr 6.79% - 10 yr 10.61%
AE EUROPA... - Since inception (2002) 7.91% - 1 yr -5.98% - 3 yr 17.4% - 5 yr 0.57% - 10 yr (hasn't quite made 10 yrs, but near the 7.91% since inception)
I chose these funds because they had the best track record or the past 10 years. There were some funds with bigger returns, but they were all very new funds.
My other option would be to do one of the target date funds... Mine would be the 2045 fund.
Since inception (2005) 4.91% - 1 yr -1.06% - 3 yr 14.41% - 5 yr 0.31% - 10 yr (none... fund is only 7 yrs old).
Any advice on these investments? Should I be doing anything different?
Here is some info on the fund's past returns
COLUMBIA... - Since inception (1970) 14.82% - 1 yr 4.26% - 3 yr 28.77% - 5 yr 4.18% - 10 yr 9.28%.
BLACKROCK... - Since inception (1994) 9.24% - 1 yr 2.22% - 3 yr 28.85% - 5 yr 3.66% - 10 yr 7.91%.
JP MORGAN... - Since inception (1996) 10.35% - 1 yr 8.02% - 3 yr 26.9% - 5 yr 6.79% - 10 yr 10.61%
AE EUROPA... - Since inception (2002) 7.91% - 1 yr -5.98% - 3 yr 17.4% - 5 yr 0.57% - 10 yr (hasn't quite made 10 yrs, but near the 7.91% since inception)
I chose these funds because they had the best track record or the past 10 years. There were some funds with bigger returns, but they were all very new funds.
My other option would be to do one of the target date funds... Mine would be the 2045 fund.
Since inception (2005) 4.91% - 1 yr -1.06% - 3 yr 14.41% - 5 yr 0.31% - 10 yr (none... fund is only 7 yrs old).
Any advice on these investments? Should I be doing anything different?