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I've been lurking on this (and other) RE board for years now, but early retirement remains illusive. I'd appreciate any and all feedback on my situation:
Married 12 years, two sons (ages 4 & 9). I'm 39, my wife is 33. I've been working for county gov't for three years now - have $5K in pension, will become 100% vested at 5 years, can get full pension after 20 years. No health benefits upon retirement. I make $34,500/yr, my wife works PT as an assistant preschool teacher (full time mom-unpaid) and makes about $4K/yr.
I have $1K in a 457 plan thru work in addition to pension. Also have $8K in a Roth IRA. No additional savings.
Only debt is our house. We are 15 years into our 30 mortgage and have $55,000 remaining.
I think I would be good at ER and would like to try my hand at it as soon as possible. Any thoughts?
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