We're to a point now where we have our cash reserves built back up, are on track with our savings goals, and want to start investing more money. Tax-advantaged accounts are maxed out between my contributions to a Roth 401(k) and my wife's contributions to her 401(k).
I'm also putting money in a 401(k) post-tax. I like my fund options but I don't know if this strategy makes sense.
Taxable only makes up 6% of our portfolio right now and it's losing ground fast. It's roughly divided between Vanguard TSM and Dodge & Cox International.
So, should I just bump up the TSM and international and call it good? I've toyed with the idea of Wellesely but I assume that's not a really smart play for a taxable account.
Oh, yeah, I'm 30. Wife is 29. Our AA is:
Bond - 22%
Lg Cap - 39%
Mid Cap - 5%
Sm Cap - 7%
International - 27%
I'm also putting money in a 401(k) post-tax. I like my fund options but I don't know if this strategy makes sense.
Taxable only makes up 6% of our portfolio right now and it's losing ground fast. It's roughly divided between Vanguard TSM and Dodge & Cox International.
So, should I just bump up the TSM and international and call it good? I've toyed with the idea of Wellesely but I assume that's not a really smart play for a taxable account.
Oh, yeah, I'm 30. Wife is 29. Our AA is:
Bond - 22%
Lg Cap - 39%
Mid Cap - 5%
Sm Cap - 7%
International - 27%