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Part-Time Job in Retirement for Health Insurance
09-29-2011, 06:28 PM
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#1
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Confused about dryer sheets
Join Date: Sep 2011
Posts: 6
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Part-Time Job in Retirement for Health Insurance
I've been reading a lot about health insurance during retirement lately. Are there any part-time jobs out there that offer health insurance?
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09-29-2011, 11:03 PM
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#2
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Thinks s/he gets paid by the post
Join Date: May 2006
Location: Where the stars at night are big and bright
Posts: 2,847
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If you can get 20 hours a week at Starbucks you qualify for their health insurance. How are your barista skills?
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There is no pleasure in having nothing to do; the fun is having lots to do and not doing it. - Andrew Jackson
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09-30-2011, 06:25 AM
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#3
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Moderator
Join Date: Dec 2007
Location: Eastern WV Panhandle
Posts: 25,340
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At least as of a few years ago Home Depot offered health insurance to those working 20 hours or more a week.
I learned about that chatting with the 50ish lady who was mixing paint. She liked where she was, said she was treated well, and was out by 3:00 PM to be home by the time her daughter was out of school.
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When I was a kid I wanted to be older. This is not what I expected.
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10-08-2011, 02:40 PM
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#4
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Thinks s/he gets paid by the post
Join Date: Mar 2009
Posts: 2,985
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A tough strategy in today's job market. Most large employers that have PT benefits are playing games. You may need to work 30 weeks at 20 plus hours per week. At week 25 or so you only get 16 hours and the clock starts all over again. I wouldn't make a serious move with this as a significant part of my plan.
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Took SS at 62 and hope I live long enough to regret the decision.
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10-08-2011, 02:45 PM
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#5
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Thinks s/he gets paid by the post
Join Date: Feb 2003
Location: Nomadic in the Rockies
Posts: 2,720
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Since you are posting in "Young Dreamers" I presume you are thinking about a retirement starting well in the future. I haven't tried hard, but I don't think I can adequately plan for health insurance coverage. I think the whole system may change before I retire.
I've heard of a couple of people say they invest in health company stocks as a hedge against future health care.
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10-09-2011, 06:25 PM
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#6
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Recycles dryer sheets
Join Date: Sep 2007
Location: Chicago
Posts: 221
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Given that the insurance pools are supposed to be operating in 2014 under current law, and who knows what will/won't be changed, overturned, rewritten, etc. I wouldn't worry too hard about this if you aren't retiring in the next 3 years. Too much uncertainty to get good and worried about specifics yet. Regardless, it's probably worth hedging your bets with a HSA account if you are able - one way or another you should be able to use that money for your health costs out of pocket, and the more you have saved that way, the bigger a margin for error you can work with comfortably.
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10-09-2011, 06:29 PM
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#7
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Oct 2005
Location: North Oregon Coast
Posts: 16,483
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 Quote:
Originally Posted by seabourne
Given that the insurance pools are supposed to be operating in 2014 under current law, and who knows what will/won't be changed, overturned, rewritten, etc. I wouldn't worry too hard about this if you aren't retiring in the next 3 years. Too much uncertainty to get good and worried about specifics yet. Regardless, it's probably worth hedging your bets with a HSA account if you are able - one way or another you should be able to use that money for your health costs out of pocket, and the more you have saved that way, the bigger a margin for error you can work with comfortably.
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I tend to agree. I don't think I can "semi-retire" before 2014 so I feel I'd be overthinking this if I plotted it today. I'll have to see where the chips fall.
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"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)
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10-10-2011, 08:49 AM
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#8
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Recycles dryer sheets
Join Date: Dec 2009
Location: Cleveland
Posts: 344
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This article is a bit dated but has companies who offere benefits to part timers. UPS is the company I have always heard offered a decent package for part timers.
Top 10 Part-Time Jobs with Benefits - Careers Articles
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10-10-2011, 05:09 PM
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#9
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Thinks s/he gets paid by the post
Join Date: Sep 2010
Location: midwestern city
Posts: 4,061
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Many part time jobs in healthcare offer health insurance.
Quote:
Originally Posted by boglegal
I've been reading a lot about health insurance during retirement lately. Are there any part-time jobs out there that offer health insurance?
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__________________
Very conservative with investments. Not ER'd yet, 48 years old. Please do not take anything I write or imply as legal, financial or medical advice directed to you. Contact your own financial advisor, healthcare provider, or attorney for financial, medical and legal advice.
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10-10-2011, 07:34 PM
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#10
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Recycles dryer sheets
Join Date: Aug 2008
Posts: 95
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Uncle Sam's still got some part-time spots with health insurance (military reserves)
if you're so inclined. The catch is you've got to be ready to go full-time
whenever he says so.
I'm oathing in on Friday.
R/
LB
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10-11-2011, 12:30 PM
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#11
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Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2006
Posts: 5,350
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Quote:
Originally Posted by skyvue
UPS is the company I have always heard offered a decent package for part timers.
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I worked part time for UPS when I was 20 years old and it worked out well for me. However, it's a very physically demanding job even for the people who were in their 20's. It's not a job for someone near retirement age. Also, the pay is the same now as it was 12 years ago when I worked there.
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10-11-2011, 06:45 PM
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#12
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Recycles dryer sheets
Join Date: Apr 2010
Posts: 118
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Our local food co'op offers health insurance to employees. My niece worked there for a while - not full time but maybe about 25 hours a week  The co'op employs a mix of both younger students not yet settled into more permanent jobs and older workers. I always figured that the availability of insurance fit well into the umbrella mission of the co'op ad so maybe might be found elsewhere.
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