Seems a slow day so I'm going to ask a newbe question. If infaltion is usually 3 - 4% and portfolio returns are 8 - 10% for 60% stock / 40% bond allocation this leaves us with a real return of 4% - 7%. Using the rule of 72 this means an average lump-sum balance portfolio will take as much as 18 years to double (conservative). If you increase your stock exposure to say 80% stock you can maybe get 1 or 2% more but are taking greater risk but will potentially double your money in 10 years. Is this logic correct and does it mean that many attempting to achive FIRE assume more risk to do it sooner rather then later?
Elroy
Elroy