Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Retirement spreadsheets
Old 09-17-2007, 02:12 PM   #1
Thinks s/he gets paid by the post
Fireup2020's Avatar
 
Join Date: Feb 2007
Posts: 1,186
Retirement spreadsheets

I searched (see rant on searches) the forums for a thread on RE spreadsheets. Is there a thread with people offering the spreadsheets they use? I have run firecalc (all looks well) - but I am a gov't "employee" with pensions in the works, so my calculations will be a bit different since not all RE "savings" in straight investments (have some of those too, but very small potatoes) Might some of you with user friendly spreadsheets offer them to the board? I think some of us younger "kids" could greatly benefit at our stages....and despite the fact I can use Excel to enter formulas for calculating heat loads, cfms for fans required, and ductwork area, etc required to accomplish the industrial heating goals, financial calculations are a bit out of my league! Might be something to add to the "best of" board if a collection of samples could be obtained from our gurus.
__________________

__________________
Make no mistake, my friend, it takes more than money to make men rich. - A. P. Gouthey
Fireup2020 is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 09-17-2007, 02:21 PM   #2
Administrator
Gumby's Avatar
 
Join Date: Apr 2006
Posts: 10,147
I haven't examined it in detail, but the young wife and I are in somewhat of the same boat, since she will get a pension. The way we handle it is to calculate how much she would get if she retired now but still meeting the age and service requirements when she actually does retire (i.e. - we assume she will get to the top longevity step in her grade and base the calculation on that -- assuming 25 years service and the age she will be at actual retirement). The assumption we are making is that once you make the top step of the grade, pay will only increase at the inflation rate between now and when she actually retires in 7 years. Then, we put this amount into Firecalc as a decrease to withdrawals in the appropriate year (the year of actual retirement).
__________________

__________________
Living an analog life in the Digital Age.
Gumby is offline   Reply With Quote
Old 09-17-2007, 02:53 PM   #3
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
travelover's Avatar
 
Join Date: Mar 2007
Posts: 9,896
Fireup, have you looked at the Fido calculator? It is pretty flexible (and free).
__________________
Yes, I have achieved work / life balance.
travelover is offline   Reply With Quote
Old 09-20-2007, 07:48 AM   #4
Full time employment: Posting here.
kaudrey's Avatar
 
Join Date: Feb 2006
Location: Alexandria, Va
Posts: 943
FIRE - I have one I can share - PM me if you are interested. It might be somewhat useful for you as I am a fed with a pension.

Karen
__________________
kaudrey is offline   Reply With Quote
Old 09-20-2007, 12:12 PM   #5
Thinks s/he gets paid by the post
jIMOh's Avatar
 
Join Date: Apr 2007
Location: Milford, OH
Posts: 2,085
I have a few RE spreadsheets as well, send a PM, as I'm not sure if we can attach files to posts.
__________________
Light travels faster than sound. That is why some people appear bright until you hear them speak. One person's stupidity is another person's job security.
jIMOh is offline   Reply With Quote
Old 09-20-2007, 12:40 PM   #6
Moderator Emeritus
Nords's Avatar
 
Join Date: Dec 2002
Location: Oahu
Posts: 26,617
Quote:
Originally Posted by Fireup2025 View Post
I am a gov't "employee" with pensions in the works, so my calculations will be a bit different since not all RE "savings" in straight investments (have some of those too, but very small potatoes) Might some of you with user friendly spreadsheets offer them to the board?
Back in the late 1990s, when I signed up for a FinancialEngines.com account, there was a rumor that the feds or the TSP would be offering their services as well.

Even if you can't access FE for free, it's worth signing up for a quarter or two and tweaking their data entry & asset allocation to your heart's desire.
__________________

__________________
*
*

The book written on E-R.org, "The Military Guide to Financial Independence and Retirement", on sale now! For more info see "About Me" in my profile.
I don't spend much time here anymore, so please send me a PM. Thanks.
Nords is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
For those with retirement spreadsheets... Cbear1883 FIRE and Money 21 08-18-2007 11:20 AM
Member Spreadsheets Andy R Forum Admin 1 07-29-2007 06:26 PM
Google Spreadsheets Rich_by_the_Bay Other topics 30 08-03-2006 09:09 PM
Google Spreadsheets mickj Other topics 1 08-02-2006 12:42 PM
Spreadsheets Helen Young Dreamers 35 08-14-2005 04:32 PM

 

 
All times are GMT -6. The time now is 09:18 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.