Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
S&P500 for 30 Years
Old 08-10-2008, 02:06 PM   #1
Recycles dryer sheets
popowich's Avatar
 
Join Date: Jun 2008
Location: Rochester
Posts: 84
S&P500 for 30 Years

Hello,

I'm 30 years from when I can touch my 401K.

Is there any reason not to have all of it in the lowest fee option the S&P500 equivalent if I can balance my overall portfolio with more gloabl like options in other vehicles such as my Roth IRA?

-Raymond
__________________

__________________
popowich is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 08-10-2008, 03:05 PM   #2
Thinks s/he gets paid by the post
 
Join Date: Jul 2005
Posts: 3,862
None at all. Look at all your accounts as one portfolio and select the best options for each account. If anyone looked at just my 401k or DW's 401k or our taxable accounts separately they'd think we were not very diversified. Together they are highly diversified. We had to hold natural resources and real estate in particular outside the 401k's, since they didn't offer those kinds of funds.
__________________

__________________
Animorph is offline   Reply With Quote
Old 08-10-2008, 04:00 PM   #3
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jul 2003
Location: Kansas City
Posts: 7,409
Quote:
Originally Posted by popowich View Post
Hello,

I'm 30 years from when I can touch my 401K.

Is there any reason not to have all of it in the lowest fee option the S&P500 equivalent if I can balance my overall portfolio with more gloabl like options in other vehicles such as my Roth IRA?

-Raymond
My Nephew lasted ten years until he listened to his Navy buddies and read Four Pillars.

I 'could' tell you don't read books, forget all that global crap, and when you get old, Pssst - Wellesley. but nobody listens to me and there is this hormone thing for which there is no cure - it is physically impossible to believe it is that simple. Resistance is futile - although kayaks 'might' offer hope as an alternate therapy.

heh heh heh - anywise he promised to keep his original core S&P while he goes on to wife, kids, house, 'other assets', etc.

BTW - in forty years I never followed my own advice - hindsight and 20/20 being what they are .
__________________
unclemick is offline   Reply With Quote
Old 08-10-2008, 05:10 PM   #4
Recycles dryer sheets
popowich's Avatar
 
Join Date: Jun 2008
Location: Rochester
Posts: 84
OK, sorry, I had a little bit of troubles decrypting that information.

Are you saying go for it, but you doubt I can stick to it?

-Raymond
__________________
popowich is offline   Reply With Quote
Old 08-10-2008, 05:10 PM   #5
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jul 2003
Location: Kansas City
Posts: 7,409


Pssst - the Kaderli's. I believe they are still (1991) going strong with 95% S&P stocks.

subject to their confirmation of course.

heh heh heh - . Tongue in cheek wise don't cha just love those Pssst's. The few, the proud, the ER'd.

P.S. chickenheartedness is an acceptable investment strategy - VG Target 2015 is my big dog.
__________________
unclemick is offline   Reply With Quote
Old 08-10-2008, 05:16 PM   #6
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
haha's Avatar
 
Join Date: Apr 2003
Location: Hooverville
Posts: 22,386
Quote:
Originally Posted by popowich View Post
OK, sorry, I had a little bit of troubles decrypting that information.
Like all fine poetry, Uncle M's work would be destroyed by translation. The best way to experience it is to print it out, press it to your bosom and go Nam-i-o ho ren gyeko with eyes closed.

Ha
__________________
"As a general rule, the more dangerous or inappropriate a conversation, the more interesting it is."-Scott Adams
haha is offline   Reply With Quote
Old 08-10-2008, 05:40 PM   #7
Thinks s/he gets paid by the post
ls99's Avatar
 
Join Date: May 2008
Posts: 4,792
Quote:
Originally Posted by unclemick View Post
Resistance is futile - although kayaks 'might' offer hope as an alternate therapy.

BTW - in forty years I never followed my own advice - hindsight and 20/20 being what they are .
In my case kayak is the alternative therapy.
__________________

__________________
There must be moderation in everything, including moderation.
ls99 is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
S&P500 actually down 17% from 2000 peak soupcxan FIRE and Money 14 07-19-2007 04:32 PM
S&P500 vs. other asset classes JJac FIRE and Money 0 05-07-2007 06:53 AM
S&P500 PE JJac FIRE and Money 23 11-30-2006 07:19 AM
Keep S&P500 or trade it for SDY!! trixs FIRE and Money 18 12-17-2005 12:42 PM
How often does a 1% I-Bond beat the S&P500? intercst FIRE and Money 18 06-11-2004 11:30 AM

 

 
All times are GMT -6. The time now is 07:41 PM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.