Bimmerbill
Thinks s/he gets paid by the post
- Joined
- Jan 26, 2006
- Messages
- 1,645
I want to save more. I started tracking my expenses with Mint.com, but don't have a complete month of data available yet.
Not sure I like the idea of budgeting. I'm pretty conservative financially, but like to buy stuff from time to time (mostly electronics, PC parts, car stuff).
If I were to max out my 401K ($16.5K), does anyone know of any good calculators that I could run to see what my take home would be?
I thought of just ramping up my 401K until I felt the pain and may give that a try. Probably adding $50 or $100 a month into a Roth as well.
Maybe an automatic withdrawal into another savings account?
Anyone have any good ideas that doesn't involve total control over the budget?
I think I'm capable of that sort of control, but don't want to do it. Doesn't sound like fun. Too much work? Maybe I am chicken?
Not sure I like the idea of budgeting. I'm pretty conservative financially, but like to buy stuff from time to time (mostly electronics, PC parts, car stuff).
If I were to max out my 401K ($16.5K), does anyone know of any good calculators that I could run to see what my take home would be?
I thought of just ramping up my 401K until I felt the pain and may give that a try. Probably adding $50 or $100 a month into a Roth as well.
Maybe an automatic withdrawal into another savings account?
Anyone have any good ideas that doesn't involve total control over the budget?
I think I'm capable of that sort of control, but don't want to do it. Doesn't sound like fun. Too much work? Maybe I am chicken?