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Old 08-06-2010, 12:59 PM   #41
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I have to get unlimited texting, b/c my daughter can somehow text >1600 times in a month which is far below the amount of minutes she can use. I wonder if she sleeps
You don't "have to", I don't. I didn't vaporize. I get some grief, and I did pay the extra for (I think) 1,000 texts/month when she went off to college. The incremental cost for unlimited is only ~ $5/month ($60 year plus all those taxes fees), but so far she has 'survived' on less than 1,000.

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She is a slacker... I think someone posted here the average is 3,000...

I have seen some interviews on TV where they text each other even when they are sitting on the same couch!!!
Well, once they are 'free' (un-metered), why not? We used to just roll our eyes at things out folks said, now kids text comments w/o saying a word.

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Old 08-08-2010, 06:02 PM   #42
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I have a cell phone my parents got for me since they were tired of not being able to get ahold of me. It just sits on my nightstand most of the time. I actually setup my parents cell phone coverage to have my work discount so basically they don't even pay for my phone from that since the discount covers its cost.

I have a cell phone through work also but it doesn't have voice service just PTT and text messaging. On my work days I will recieve about 100 to 200 texts and maybe 5 PTT's(we just got PTT we used to just have two-way pagers but they were getting to be too expensive to repair). My wife and I work for the same company so on the weekends if we go somewhere and the other is not going with we will sometimes grab our work cell phones(used to be pagers) and just PTT or text if we need something.

The teenager though is constantly text messaging and seems they just can't put the phone down. The preteen just had to have a cellphone and most of the time his cellphone just sits on the charger, but his dad helps pay for it and that is how they talk alot.
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Old 08-09-2010, 01:16 PM   #43
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I'm on T-Mobile prepaid, too. Spent $100 the first year for 1200 minutes (there was a 20% bonus when I bought in) and then $10 per year to keep the service alive. I still have 1100 minutes left.
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Originally Posted by ERD50
Learned about it on this forum. T-Mobile pre-pay and 'Gold Status'.

The first year will cost me $32 for the phone, charger and a $25 card. Add $100 (1000 minutes plus 1 year) to achieve 'Gold Status'. So $132/12 = $11/month the first month ( a little less if you can stretch that first $25 worth). After that, just $10 extends you for another year and rolls over your unused minutes, and adds 35 minutes. I rarely use even 10 minutes a month, so unless my habits change, I won't be spending more than $10/year for many years..


Darn, and I sometimes brag to a couple of my frugal friends that my Virgin Mobile costs us $16/quarter that we bought for emergencies. I'll have to remember T-Mobile when I need a *cheaper* service in the future.
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Old 08-09-2010, 01:33 PM   #44
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I'd rather not have a cell phone, especially after this last week when I've spend a lot of time buying and setting up a new tracfone, only to have it go though the wash and possibly be ruined. Add to that the frustration that each phone has a different plug for charging, and a different interface, etc.

In addition, today I've spent an hour trying to figure out how to get voicemail messages from Lena's phone using our landline phone (it works differently than with my tracfone).

But there have been enough times when having a cell phone has been essential, and going without is not an option. For example, if my bike breaks down far from anywhere, I might have to walk for hours in my bike shoes. When traveling, the ability to make camping reservations or check site availability makes spontaneous decisions possible.
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Old 08-09-2010, 02:30 PM   #45
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[/I]

Darn, and I sometimes brag to a couple of my frugal friends that my Virgin Mobile costs us $16/quarter that we bought for emergencies. I'll have to remember T-Mobile when I need a *cheaper* service in the future.
Actually, if it is cheaper for you (and fits your needs), there is no advantage to waiting. Any money you have in the old one is 'sunk' dollars anyhow.

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Old 08-09-2010, 02:40 PM   #46
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I have never paid a cent for a cell phone. I have one because work makes me carry one and pays the bill. When I eventually quit, I will not miss it.
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Old 08-10-2010, 12:34 PM   #47
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Actually, if it is cheaper for you (and fits your needs), there is no advantage to waiting. Any money you have in the old one is 'sunk' dollars anyhow. -ERD50
Good point. I'll need to ask around about T-mobile reception in our area before proceeding (or not).
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Old 08-10-2010, 02:54 PM   #48
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[/I]

Darn, and I sometimes brag to a couple of my frugal friends that my Virgin Mobile costs us $16/quarter that we bought for emergencies. I'll have to remember T-Mobile when I need a *cheaper* service in the future.

I am in the same boat.... one problem with the Virgin phone is coverage... seems that few times we 'needed' it... there was no coverage (one was when a truck hit us and the other when my wife was camping and the car would not start).... so I am going to try T-Mobile and see if their coverage is better... my wife's phone only has $15 on it so her's is the one that is going to be changed... mine has over $50...
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Old 08-10-2010, 02:56 PM   #49
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Actually, if it is cheaper for you (and fits your needs), there is no advantage to waiting. Any money you have in the old one is 'sunk' dollars anyhow.

-ERD50

There is.... except for the coverage... the $15 was just spent, so we still have 80 or so days before we need to recharge... might as well wait for those days to expire... or I lose 80 days on the new plan...
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Old 08-10-2010, 03:18 PM   #50
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There is.... except for the coverage... the $15 was just spent, so we still have 80 or so days before we need to recharge... might as well wait for those days to expire... or I lose 80 days on the new plan...
Right, I guess I should have said 'no sense in waiting past your next refill date'. And of course, assuming the coverage area of each suits your needs.

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Old 08-10-2010, 08:39 PM   #51
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I loved it.



Or as Thoreau said, we have become the tools of our tools.
"The things you own end up owning you." - Tyler Durden
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Old 08-13-2010, 03:38 PM   #52
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No cell phone? Spouse and I are surprised to find out that we're members of "America's Most Exclusive Club":

America's Most Exclusive Club - BusinessWeek

I occasionally watch TV (but prefer the computer or a good book), I use the dryer a couple times a month (but still hang up a significant minority of our laundry), I use the dishwasher every week or so (but still wash a lot of dishes/pots/pans), and we don't have air conditioning. If the grid is destroyed by a hurricane this month then we'd just party like it's 1799...
Yeah, me too. I have never owned a cell phone and don't plan to get one. No cable either, although I do have a TV that I use for watching DVDs. And dial-up Internet is good enough for my needs.

Air conditioning is nice, but unnecessary. I resisted for several years but finally had it installed to please DW. Since then, we've used it about 10 days a year.

I walked through a large mall today, en route to one of the food court. It struck me that there was nothing in the mall that I wanted - let alone needed - to buy. Over half the stores sold cheap clothing at expensive prices (typically out of ill-lit stores with loud music. BTW: am I the only person on earth who realizes that Hollister is a town in north California?). Most of the balance were small shops selling electronics, including cell phones and related "plans" and paraphernalia.
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Old 08-13-2010, 05:01 PM   #53
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Yeah, me too. I have never owned a cell phone and don't plan to get one. No cable either, although I do have a TV that I use for watching DVDs. And dial-up Internet is good enough for my needs.

Air conditioning is nice, but unnecessary. I resisted for several years but finally had it installed to please DW. Since then, we've used it about 10 days a year.

I walked through a large mall today, en route to one of the food court. It struck me that there was nothing in the mall that I wanted - let alone needed - to buy. Over half the stores sold cheap clothing at expensive prices (typically out of ill-lit stores with loud music. BTW: am I the only person on earth who realizes that Hollister is a town in north California?). Most of the balance were small shops selling electronics, including cell phones and related "plans" and paraphernalia.
i believe those mall stores are referencing

Hollister Ranch - Wikipedia, the free encyclopedia

although i've never been in one, i am
guessing they are playing on the 'mystique'
if it being a secluded/ hard to access 'cool' surf location..
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Old 08-13-2010, 06:01 PM   #54
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Yeah, me too. I have never owned a cell phone and don't plan to get one. No cable either, although I do have a TV that I use for watching DVDs. And dial-up Internet is good enough for my needs.

Air conditioning is nice, but unnecessary. I resisted for several years but finally had it installed to please DW. Since then, we've used it about 10 days a year.

I walked through a large mall today, en route to one of the food court. It struck me that there was nothing in the mall that I wanted - let alone needed - to buy. Over half the stores sold cheap clothing at expensive prices (typically out of ill-lit stores with loud music. BTW: am I the only person on earth who realizes that Hollister is a town in north California?). Most of the balance were small shops selling electronics, including cell phones and related "plans" and paraphernalia.

try dsl or cable, you will never go back to dialup
and now a days with all the promos, its really not much more than dialup. you can get dsl for $20/month
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Old 08-13-2010, 11:13 PM   #55
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try dsl or cable, you will never go back to dialup
and now a days with all the promos, its really not much more than dialup. you can get dsl for $20/month

Actually $10 a month from AT&T if you find the link.... it was mandated on one of the mergers.... for some reason they increase mine after a year.... maybe I did not read the fine print...
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Old 08-14-2010, 10:35 AM   #56
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try dsl or cable, you will never go back to dialup
and now a days with all the promos, its really not much more than dialup. you can get dsl for $20/month
I was told the same thing by a friend who went from dial-up to DSL a few years ago. It is true. And for me it was cheaper because I had a second phone line I was able to cancel even though the dial-up fee was more than the DSL fee.
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Old 08-15-2010, 02:02 PM   #57
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Actually modern living is much, much cheaper than earlier times, except for a few items. All this was outlined in a lecture by Elizabeth Warren that is available on youtube and posted over on bogleheads before the thread was locked.

(start watching at 16 minutes).

The items that are more expensive are housing (but living space has more rooms), health care, and education (folks pay more for college and private school).

Sure, the getrichslowly article was tongue-in-cheek. I think most folks don't pay for the items that were listed. We don't pay for 27 of them. And I counted all the children-associated costs as "we pay for them" even though we haven't used car seats in more than 10 years.
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Old 08-15-2010, 03:35 PM   #58
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The middle class is really a modern invention. It didn't start until after the French Revolution. I'd guess the peak for the middle class was probably in the 60-70s. We are probably reverting to the norm.
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Old 08-16-2010, 06:53 AM   #59
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Actually $10 a month from AT&T if you find the link.... it was mandated on one of the mergers.... for some reason they increase mine after a year.... maybe I did not read the fine print...
That's what we signed up for before the gov't mandated period ended. Actually our modem broke when we had a dial-up. So, in order to postpone the purchase of a new computer we signed up for the AT&T DSL instead. The price went up to $15/mo. in spring, I think.
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Old 08-16-2010, 07:52 AM   #60
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Yeah, me too. I have never owned a cell phone and don't plan to get one. No cable either, although I do have a TV that I use for watching DVDs. And dial-up Internet is good enough for my needs.

Air conditioning is nice, but unnecessary.
So.... your plan is to be the richest corpse in the graveyard?

It's one thing to list all the things you're doing without if you can't afford them, or if you're spending your money in other areas (Travel? Boating? Theater?), but I didn't see that in your post. Just a bunch of boasting about how much money you don't spend.

The ultimate goal of money is to be spent. It is a store of value. On it's own, it's just paper. In a retiree's portfolio, it's not even paper. It's just a number on a computer. If you're not spending it, why did you bother saving it? Why not give it away to someone who will appreciate it?
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