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Old 08-09-2012, 09:14 AM   #101
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Join Date: Aug 2009
Location: Northern Virginia
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Option (B) please. I would be too worried if I were to be without an emergency fund. It may take 6 plus months in your area to find employment if one of you were to be suddenly without a job. IMHO, please have enough of a rainy-days fund to cover 6 months of expenses, then take the remainder to pay down a significant portion of the mortgage.

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