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Re: too conservative? any suggestions?
Old 08-10-2006, 06:19 PM   #21
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Re: too conservative? any suggestions?

I agree with you Ham on Target, but I drank the Target Kool-aid and am not impartial....

I'm convinced that it will more than double by end of 2010....not exciting, but a good conservative return none the less...pretty sure wab is on board also...

in any case everyone should do their own DD on it or for any tip you get from the internet....and also I don't think individual stocks are for everybody
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Re: too conservative? any suggestions?
Old 08-11-2006, 11:32 AM   #22
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Re: too conservative? any suggestions?

Agreed. I think most people would be best off with low-cost index funds.

Quote:
Originally Posted by IntoTheMystic
I agree with you Ham on Target, but I drank the Target Kool-aid and am not impartial....

I'm convinced that it will more than double by end of 2010....not exciting, but a good conservative return none the less...pretty sure wab is on board also...*

in any case everyone should do their own DD on it or for any tip you get from the internet....and also I don't think individual stocks are for everybody*
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Re: too conservative? any suggestions?
Old 08-12-2006, 10:42 AM   #23
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Re: too conservative? any suggestions?

Well, I think you all have gotten off the subject, as the original poster was looking for information as to where to park his CASH while doing some learning. He stated a second time, he is too afraid of stocks at this momment. I am not educated enough in the investment arena to come up with anything else than a suggesting he leave it in a one year CD paying as close to 6% as he can get. You can check out the best CD rates at Bankrate.com or what's the other one --fat wallet

Anyone out there know a better alternative with a higher rate that is reasonably safe? Speak up.
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Re: too conservative? any suggestions?
Old 08-13-2006, 07:54 PM   #24
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Re: too conservative? any suggestions?

nm
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Re: too conservative? any suggestions?
Old 08-13-2006, 08:50 PM   #25
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Re: too conservative? any suggestions?

He already has some shares of stocks and he is already well planted in the cash sector.
I would think you guys would be advising him to start dollar cost averaging a nice chunk of that cash into about 5 different index funds and keeping some in the cash and or bonds ?
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Re: too conservative? any suggestions?
Old 08-13-2006, 08:58 PM   #26
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Re: too conservative? any suggestions?

Quote:
Originally Posted by spideyrdpd
I would think you guys would be advising him to start dollar cost averaging a nice chunk of that cash into about 5 different index funds and keeping some in the cash and or bonds ?
Giving a man a fish-- Telling uninformed investors what to do generally assures that they're out the door as soon as the market drops a couple hundred points...

Teaching a man to fish-- I think we should be advising him to educate himself, figure out his own tolerance for volatility risk, and choose his own asset allocation. Then we'd be ready to discuss how he arrived at his decision or even suggest funds.

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Re: too conservative? any suggestions?
Old 08-14-2006, 03:16 AM   #27
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Re: too conservative? any suggestions?

give a man a fish and you feed him a meal

beat a man with a fish and he leaves you alone!



very good advice nords and good point...someone really needs to understand the markets themselves so they can understand the drops are part of the cycle
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