What a difference a year makes

daystar · 10-22-2006, 04:31 PM

I haven't posted here in over a year. I haven't even looked at this website much over the past year. I still apply the same early retirement principles that I have learned over the years. I just don't feel the need to keep it on the forefront of my mind.

Net worth during my last post (August 2005): $186,000
Net worth today (October 2006): $236,000

What led to the $50,000 increase? About $20,000 was thru my personal saving and investing, which was greatly accelerated when the federal government lifted the percentage limits impossed upon our 401K program. This allowed me to up my contributions to the IRS limit of $15,000 per year. The other $30,000 came from a great year in the stock market.

Now I'd like to share a more personal issue. In October 2005 I was struck with depression from my extremely stressful civil service job. Yeah, I said extremely stressful civil service job. I spent two months away from the office in a mixture of group therapy, antidepressants, psychiatrists, and family members watching over me. I started to realize how much working life meant to me. I don't feel successful without a job. I don't know what to do with my day if I'm not working. I end up wasting time and not being productive if I don't go to work. I took a reassignment into a less stressful division and that sped up my recovery. Now, I'm back to enjoying work again.

I don't know what the future holds for me but I'm more able to handle uncertainty and change that I was just a year ago. I've begun helping and mentoring others with anxiety and depression both on and off the job. I focus less on the early retirement aspect of life and more on the financial freedom and philanthropy areas.

I wish everyone on this board well and I hope you enjoy many future successes in your life.

astromeria · 10-22-2006, 07:34 PM

Congratulations on your financial prowess, Daystar. I'm glad to hear that you were able to transfer to a more suitable positon.

By the time you're ready to hang up your badge, I bet you'll have figured out what you like to do with your time besides work. Meanwhile, take extra-good care of yourself--if you feel you might be sinking back into a blue funk, don't hesitate to get help.

retire@40 · 10-22-2006, 09:46 PM

Quote:

Originally Posted by daystar

...I don't feel successful without a job. I don't know what to do with my day if I'm not working. I end up wasting time and not being productive if I don't go to work. I took a reassignment into a less stressful division and that sped up my recovery. Now, I'm back to enjoying work again...

This is the scary side of dedicating your entire life to working. It can literally suck the life out of you.

This is why it's important to develop interests and hobbies outside of work. EVERYONE has at least one interest or hobby, but those interests and hobbies tend to atrophy over time if you don't make them real.

Zathras · 10-23-2006, 04:05 PM

Congratulations Daystar! Great to hear that you health and financial health have improved so much

maddythebeagle · 10-23-2006, 05:04 PM

good job star! glad to hear that you are on the road to recovery....I agree that any job can turn sour after awhile....I second the idea of finding more hobbies and life outside of work

samclem · 10-23-2006, 05:34 PM

daystar,
Thanks for checking in, and for sharing insight from the personal side of things. Sounds like you've found a way that works for you to build more balance into your activities and your goals--super! There are many worse things than being dedicated to a job you love, but growing too focused on any one thing, even a great thing, is often a recipe for trouble.

Baxter · 10-23-2006, 06:15 PM

Daystar, congratulations on getting through an extremely difficult time. I've experienced only moderate depressions, nothing like what you describe, but I've seen what severe depression can do to people. Anyone who can experience a severe depression and have the strength and courage to do what needs to be done to recover, as you have, deserves an enormous amount of respect and praise.

Thank you for sharing that.

Craig · 10-29-2006, 08:25 AM

daystar, congratulations on getting through a tough period. Many, many people are challenged like that these days. Work is tough, and sometimes that hill seems much too steep.

In the end, the love of those around us can save us, and we can help them have better lives as well.

Congrat's on your accumulation success as well.

With the reminder above, we're off ... to kayaking and later, music. Have a great day!

xmanz3 · 12-15-2006, 09:27 PM

Congratulations!

You are doing great and I wish you the best with your future investments. Would you mind sharing with us your investment strategy?

daystar · 12-15-2006, 09:45 PM

See my other post:
http://early-retirement.org/forums/i...?topic=11057.0

10-22-2006, 04:31 PM	#1
daystar Recycles dryer sheets Join Date: Aug 2004 Posts: 84	What a difference a year makes I haven't posted here in over a year. I haven't even looked at this website much over the past year. I still apply the same early retirement principles that I have learned over the years. I just don't feel the need to keep it on the forefront of my mind. Net worth during my last post (August 2005): $186,000 Net worth today (October 2006): $236,000 What led to the $50,000 increase? About $20,000 was thru my personal saving and investing, which was greatly accelerated when the federal government lifted the percentage limits impossed upon our 401K program. This allowed me to up my contributions to the IRS limit of $15,000 per year. The other $30,000 came from a great year in the stock market. Now I'd like to share a more personal issue. In October 2005 I was struck with depression from my extremely stressful civil service job. Yeah, I said extremely stressful civil service job. I spent two months away from the office in a mixture of group therapy, antidepressants, psychiatrists, and family members watching over me. I started to realize how much working life meant to me. I don't feel successful without a job. I don't know what to do with my day if I'm not working. I end up wasting time and not being productive if I don't go to work. I took a reassignment into a less stressful division and that sped up my recovery. Now, I'm back to enjoying work again. I don't know what the future holds for me but I'm more able to handle uncertainty and change that I was just a year ago. I've begun helping and mentoring others with anxiety and depression both on and off the job. I focus less on the early retirement aspect of life and more on the financial freedom and philanthropy areas. I wish everyone on this board well and I hope you enjoy many future successes in your life.

10-22-2006, 07:34 PM	#2
astromeria Moderator Emeritus Join Date: Aug 2005 Posts: 1,380	Re: What a difference a year makes Congratulations on your financial prowess, Daystar. I'm glad to hear that you were able to transfer to a more suitable positon. By the time you're ready to hang up your badge, I bet you'll have figured out what you like to do with your time besides work. Meanwhile, take extra-good care of yourself--if you feel you might be sinking back into a blue funk, don't hesitate to get help. __________________ You can't always get what you want, but if you try sometimes, you might find you get what you need.

10-23-2006, 04:05 PM	#4
Zathras Full time employment: Posting here. Join Date: Jun 2006 Posts: 615	Re: What a difference a year makes Congratulations Daystar! Great to hear that you health and financial health have improved so much __________________ "We do not inherit the earth from our ancestors, we borrow it from our children. (Ancient Indian Proverb)"

10-23-2006, 05:04 PM	#5
maddythebeagle Thinks s/he gets paid by the post Join Date: Jun 2005 Posts: 2,439	Re: What a difference a year makes good job star! glad to hear that you are on the road to recovery....I agree that any job can turn sour after awhile....I second the idea of finding more hobbies and life outside of work __________________ - Hurry! to the cliffs of insanity!

10-23-2006, 05:34 PM	#6
samclem Thinks s/he gets paid by the post Join Date: May 2004 Posts: 2,933	Re: What a difference a year makes daystar, Thanks for checking in, and for sharing insight from the personal side of things. Sounds like you've found a way that works for you to build more balance into your activities and your goals--super! There are many worse things than being dedicated to a job you love, but growing too focused on any one thing, even a great thing, is often a recipe for trouble. __________________ "Freedom begins when you tell Mrs. Grundy to go fly a kite." - R. Heinlein

10-23-2006, 06:15 PM	#7
Baxter Recycles dryer sheets Join Date: Oct 2006 Posts: 62	Re: What a difference a year makes Daystar, congratulations on getting through an extremely difficult time. I've experienced only moderate depressions, nothing like what you describe, but I've seen what severe depression can do to people. Anyone who can experience a severe depression and have the strength and courage to do what needs to be done to recover, as you have, deserves an enormous amount of respect and praise. Thank you for sharing that.

10-29-2006, 08:25 AM	#8
Craig Full time employment: Posting here. Join Date: Dec 2004 Posts: 714	Re: What a difference a year makes daystar, congratulations on getting through a tough period. Many, many people are challenged like that these days. Work is tough, and sometimes that hill seems much too steep. In the end, the love of those around us can save us, and we can help them have better lives as well. Congrat's on your accumulation success as well. With the reminder above, we're off ... to kayaking and later, music. Have a great day!

12-15-2006, 09:27 PM	#9
xmanz3 Recycles dryer sheets Join Date: Mar 2006 Posts: 97	Re: What a difference a year makes Congratulations! You are doing great and I wish you the best with your future investments. Would you mind sharing with us your investment strategy?

12-15-2006, 09:45 PM	#10
daystar Recycles dryer sheets Join Date: Aug 2004 Posts: 84	Re: What a difference a year makes See my other post: http://early-retirement.org/forums/i...?topic=11057.0

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