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Old 11-08-2010, 11:23 PM   #21
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To each his/her own. Recently my DH said Monday mornings are hard, I jokingly asked next day if Tuesdays are any better no he only likes Sunday mornings and he is not even 40. For him 20ish years of work life is more than enough . Now to support 40-60 years of retired life with 20 years of worklife will take lot of planning and adjustments - may be worth for some not for others. There is no end to wants & desires.. you have to decide how much is enough for you. (Do consult your resources and spouse :-)

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Old 11-09-2010, 07:19 AM   #22
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I would never advocate living a miserly life style or working yourself to death to be able to ER. Those working years are also the prime years of your life (family) and if you don't enjoy those years you will likely regret it and probably won't be happy in retirement. For most it just comes down to making good financial decisions (saving) and keeping your expenses under control. Do you need to drive that $60k luxury car or $50k pickup truck when a dependable $20k Honda/Toyota will do just as well? Do you really need that large 3500 sq-ft home when a 1500 sq-ft home will do just fine? Could go on and on how people waste money, often just to 'keep up with the Joneses' or to give the appearance of someone who has it all.

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Old 11-09-2010, 08:01 AM   #23
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ON THE OTHER HAND, life can throw you some very strange twists. My DW ran away with another man, my wonderful dog died, my only daughter graduated from university and moved across country and suddenly I felt very bored with my social life (ie, cocktail parties, barbecues) my old hobbies felt stale, and my doctor said if I twist another knee joint or sprain another ankle again - I can forget about the sports I like.

Truly enjoyed my work, but other things looked inviting too. Bottom line, I began traveling and discovered a whole new world that excited me from morning to night. I was able to transfer some of my skills as a civil engineer to teaching basic engineering calculations to workers in undeveloped nations. Basic earthquake-proof construction, etc.

Life can throw you some curve balls... so don't discount the benefits of being prepared for the unexpected. If you are financially independent at age 50 your options are wide open, including continuing to do exactly what you want or moving on. The joy is having the choice and not being trapped.
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Old 11-10-2010, 11:56 AM   #24
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Originally Posted by foxfirev5 View Post
FI is the key. The closer I get the less work bothers me. Actually I no longer fret over challenging projects and presentations. I'm now able to play the game a little looser and have some fun with it. What are they going to do fire me? If so then it's on to the next chapter. Also, maybe my job performance has improved with this better attitude. I can't imagine being in the situation where I'm cowering in fear over what my runny nosed boss thinks of me.

So very true! I told my boss that I'm good to go at anytime. He wanted me to stay until I turn 55, so I gave them notice of 659 days, 10 hours and 14 minutes.... not that I'm counting! I have the same attitude as you, if they don't like it they can fire me!
Not all who wander are lost - J. R. Tolkien
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Old 11-10-2010, 12:12 PM   #25
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To the OP...

You are absolutely right. keep spending all that you make cause you could get hit by a bus tomorrow. Those stupid savers don't know Jack.

party on Garth !
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Old 11-15-2010, 08:12 AM   #26
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Originally Posted by Alan View Post
I agree completely and it certainly sounds like your job is far from toxic to you. So, live a little, enjoy the journey towards FI, and then decide when you want to retire, and do so when you and your family are good and ready.

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