Quote:
Originally Posted by bgyt
The graph is stated to be in start year dollars. The spreadsheet says...
"Open an (unformatted) "multi-year" Excel spreadsheet showing the NON-inflation-adjusted end-of-year portfolio balances for every year in each of the cycles tested by FIRECalc."
My ending portfolio numbers in the spreadsheet are at least twice as much as the graph. This is disconcerting as I'm trying to plan retirement.
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Maybe the wording is a problem?
Suppose I start with $1 million portfolio in 2018 dollars. By the end of my projection period, my portfolio is $3 million in 2048 dollars. During that 30 year period, the CPI doubled.
The graph will show that I end with $1.5 million in 2018 dollars.
The spreadsheet will show that I end with $3 million of non-inflation-adjusted-dollars.