Help me understand Firecalc
I am currently looking at the "your portfolio" tab on firecalc. Please help me understand why I get dramatically different results for each of the options. (All pre-sets from other tabs remain the same for each option I list below.)
For Total Market option: I have it set to 1927, fixed income is set on long interest rate. Equities v fixed income is 80%. This gets me a survivability of 88.6%, with about $4m.
Mixed portfolio-I have let it with the pre-set numbers. This gets me survivability of 100%, with about $18m. (I REALLY like this!)
Consistent Market growth-Again using the pre-set numbers. This gets me a loss of $1.1m, and 0% success.
Random Performance-Again using pre-set numbers. This gets me 85.6% survivability, with about $8m.
Why are these numbers SO different? Especially between Total Market and Mixed Portfolio?
You can't enlighten the unconscious.
But you can hit'em upside the head a few times to make sure they are really out...