Quick FIRECalc question.
Let's say I have 100% of my portfolio in assets that appreciate at about the rate of inflation (say, TIPS or bonds).
Is the best way to record that in the portfolio tab of FIRECalc:
1. Changing total market percent in equities to "0" (note that if I skip this step, you get different results later on.. I feel like this total market percent should be at the top of the page, not just under the total market option, because it does affect other options)
2. Clicking on the option that is "A portfolio with consistent annual market growth of"
3. Put 0% for annual market returns
3. Put fixed income returns of X%, and an inflation rate of X% (where whatever you think inflation will be, but put your fixed income returns as matching that, say put both at 3 or whatever).
Is that the best way to represent a portfolio with assets matching inflation?
I think I'm doing that right, but just a quick confirmation from those who know more than me would be appreciated.