lowest portfolio balance

[golfnut]

Please confirm reason why the lowest portfolio balance is higher for a forty year period vs. a thirty eight year period with all variables same for both scenarios.

Also, just wondering-when will the 2009 financial figures be included?

Last but not least, why is there not an option for large cap/small cap int'l MFs ?


Thanks,
Golfnut

 

[golfnut]

Can anyone answer the above inquiries?

Thanx

 

[seabourne]

I don't know the specifics of the calc, but given that I think it runs historical backtesting, at a guess a 38 year worst case managed to catch two terrible years on the ends, but you can't get to 40 years without averaging better than that.

for the rest, I can't help you, but perhaps someone else can chime in.

 

[REWahoo]

I agree with seabourne's response on your first question.

No clue on the second.

As to the third, I suspect the reason is insufficient historical data for those particular asset classifications. Perhaps in another 40-50 years Andy's kid will take a shot at adding them.