set up all the inputs and hit "submit". Got a result. Then submitted the same inputs 4 more times and got different results each time - success rates varied between 70% and 90%. What is going on?
Are you using the "Random Performance" option under the Your Portfolio tab? That option uses Monte Carlo simulation rather than actual history and will give variable failure rates.
Often, I refer to this historical S & P 500 historical graph. Scroll over all points in time. This gives me an idea of the ebbs and flows over many years. We basically RE in 2011, although DH does some consulting on the side b/c he enjoys it. I like to pick a date then see the RR over time, based on this info. We're 55% in the market We've been in the market since approx. 1997, so it's been good for us. This is a simplistic way to get an idea of how awful things would be if market went backwards, but how likely is that? https://www.google.com/search?client=firefox-b-1-d&q=s+&+p+500+historical+chart
I click on the "Max" which brings you back to the '70's.
Something sounds amiss. Give us more screen details and we probably can help solve your issue.
Using "Total Market" should provide you the exact same output for the same input.