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01-16-2017, 04:48 PM
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#1
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2016
Posts: 9,523
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$1500 for dental work
My wife goes to dentist twice a year and today she found out that she has a back tooth that is broke and need a croown. She also has a cavity and with a cleaning and the crown it is in the ball park of $1500 they told her.
Well that made my day but I know it has to be done but it seems like always something. lol When I was working we had such a good plan and now we don't have insurance so not use to the bills.
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01-16-2017, 04:56 PM
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#2
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2014
Location: Spending the Kids Inheritance and living in Chicago
Posts: 17,099
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most dental insurance has limits, often $1,000 per year.
The good news is this type of thing does not happen often.
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01-16-2017, 05:11 PM
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#3
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Thinks s/he gets paid by the post
Join Date: Oct 2002
Location: Chattanooga
Posts: 3,894
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I'd ask for an itemized list, it actually doesn't sound out of line.
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Earning money is an action, saving money is a behavior, growing money takes a well diversified portfolio and the discipline to ignore market swings.
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01-16-2017, 05:16 PM
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#4
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2005
Location: Chicago
Posts: 13,186
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Quote:
Originally Posted by frayne
it actually doesn't sound out of line.
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It's the round number I'd have thrown out if asked to take a guess at what it would cost.........
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"I wasn't born blue blood. I was born blue-collar." John Wort Hannam
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01-16-2017, 05:42 PM
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#5
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Thinks s/he gets paid by the post
Join Date: Dec 2014
Posts: 2,511
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We've had crowns the last 2 years.. both of us.
Without insurance we found a dentist that does the cleaning/checkup/ex-rays for $88... cash. I asked about cash discounts for the crowns and got a reasonable reduction.
you can look at what it will cost for insurance.
When I quit working I looked at the cobra cost for dental insurance. About $500 for each of us.
so... you still can likely buy the insurance, or pay as you go. There are dentists that will give some discounts. You can also look for dental schools to do work on your teeth. They usually cost less.
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01-16-2017, 05:50 PM
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#6
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2005
Posts: 17,242
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Heck, my DW is getting 4 'crowns' and 3 of something to connect them to her implants... total cost $7,300...
This is on top of her 3 implants that cost $10,000...
Dental can be very expensive... and as someone mentioned, 'insurance' just does not cover these kinds of costs... even good insurance...
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01-16-2017, 05:52 PM
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#7
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2014
Posts: 7,373
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$1,000+ for anything related to a crown or a bridge sounds about right. I haven't shopped around- I really like and trust the dentist I've had for the last 10+ years and I have enough expensive work (including 4 implants) that I want someone good.
I know you didn't ask about dental insurance but there are a ton of previous discussions on that subject here. Most of us have decided it's not worth it.
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01-16-2017, 06:02 PM
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#8
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Apr 2013
Posts: 11,078
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I was just quoted $1205(-5% for cash) to replace an existing crown, (actually 2*1205), due to decay on the remaining tooth(teeth).
This is a new dentist to me. The price is very much in line with the work my previous long term dentist charged last year.
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01-16-2017, 06:34 PM
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#9
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2016
Posts: 9,523
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Ya it is crazy but what do yo do. The tooth that needs crowning does need extra work to build it up because it was broken so far down. This dentist is very good and we know them so that is that. My wife would never ask if there is a better deal for cash so it is what it is. It could be worse and hope for a better year at the dentist. lol I told my wife that she doesn't have any more allowance for the rest of the year and she that is about right. Lol
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01-16-2017, 06:48 PM
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#10
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2009
Posts: 6,695
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$1,500 for a crown plus some smaller work seems reasonable to me.
Back in 2007, when I reduced my weekly hours worked and became ineligible for group health (and dental) coverage, I switched to COBRA and kept the dental coverage because I knew I needed some costly dental work - I needed to have 2 useless wisdom teeth pulled. With COBRA, my copays were $10 for each tooth.
I needed an inlay on one tooth earlier this year, cost me $750. That's the only work beyond a few small cavities I have needed since 2009 after the COBRA ran out and I lost my dental insurance. Without the inlay, dental insurance plus copays and deductibles came out about the same as going without insurance, I figured out.
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Retired in late 2008 at age 45. Cashed in company stock, bought a lot of shares in a big bond fund and am living nicely off its dividends. IRA, SS, and a pension await me at age 60 and later. No kids, no debts.
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01-16-2017, 06:59 PM
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#11
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2014
Location: Huntsville, AL/Helen, GA
Posts: 6,002
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I recently broke one of my crowns. My regular dentist charges about $850 for a replacement.
We have another local dentist that scans your mouth and teeth. She has a CNC machine that automatically carves a new tooth out of a solid chunk of ceramic material in 6 minutes. A 30 second adjustment and I'm on my way. And the price is just under $800. It sure beats 2 weeks and 2 sittings at my regular dentist.
Note: Crowns are required after most root canals. Our local husband/wife team specializing in root canals charges $850--cash only. No insurance accepted.
In other words, $1500 sounds too high for the services you're expected to get.
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01-16-2017, 07:36 PM
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#12
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2016
Posts: 9,523
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Ya probably is but she isn't going to say anything. Now the $1500 is a cleaning, a cavity to do and the crown but the tooth needs to be built up before it can be crowned. There is extra work that needs to be done that is what he said.
Last fall I had a tooth that a filling came out and I broke a piece off the same tooth. I go to a different guy and he had to fill and build this broken part up and only charged me $40 for the job. I have known him for 35 years and has always done a great job for me. My wife won't go to him so that is that. lol
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01-16-2017, 07:52 PM
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#13
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Feb 2005
Location: Central MS/Orange Beach, AL
Posts: 9,072
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Quote:
Originally Posted by street
My wife goes to dentist twice a year and today she found out that she has a back tooth that is broke and need a croown. She also has a cavity and with a cleaning and the crown it is in the ball park of $1500 they told her.
Well that made my day but I know it has to be done but it seems like always something. lol When I was working we had such a good plan and now we don't have insurance so not use to the bills.
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Probably time to trade her in for a new model.
Could be worse, she could have broken the tooth below the gum line requiring an implant. I'm going through that right now to the tune of $3,500. Two years ago, same tooth on the other side.
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Retired 3/31/2007@52
Investing style: Full time wuss.
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01-16-2017, 08:07 PM
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#14
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2016
Posts: 9,523
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Yep it could be worse that is for sure. I could trade her in but a new one will cost me more I'm afraid. lol
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01-16-2017, 08:15 PM
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#15
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Thinks s/he gets paid by the post
Join Date: Nov 2005
Posts: 1,600
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Looks like I need to increase my allocation to reserves for major dental work to $1200 / yr starting with my 2017 budget. I've never had major dental work, but you never know what's coming... 😳
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01-16-2017, 09:20 PM
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#16
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Thinks s/he gets paid by the post
Join Date: Apr 2012
Location: Nashville
Posts: 2,506
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I had 17K last year, with 5 or 10% discount. MANY crowns. Hopefully no more...
Saved receipts for when we pull out of HSA.
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OMY * 3 2ish Done 7.28.17
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01-16-2017, 10:55 PM
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#17
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2005
Posts: 17,242
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Quote:
Originally Posted by street
Ya it is crazy but what do yo do. The tooth that needs crowning does need extra work to build it up because it was broken so far down. This dentist is very good and we know them so that is that. My wife would never ask if there is a better deal for cash so it is what it is. It could be worse and hope for a better year at the dentist. lol I told my wife that she doesn't have any more allowance for the rest of the year and she that is about right. Lol
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I do not see why not Either they have it and you can save money or they do not and they say 'no'....
If you pull out a CC, then they just take it and you would never know...
BTW, my dentist does have a 5% discount for paying with check or cash.... check being the same to them (no CC charge).... and we saved $375....
But hey, if you do not want to spend 20 seconds to see if you can save $75 then go right ahead and pay it as is....
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01-16-2017, 10:59 PM
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#18
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2005
Posts: 17,242
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Quote:
Originally Posted by socca
Looks like I need to increase my allocation to reserves for major dental work to $1200 / yr starting with my 2017 budget. I've never had major dental work, but you never know what's coming... 😳
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For me it is a big cost... she has horrible teeth and over the next 10 to 20 years she will probably have every natural tooth pulled and an implant in its place... so probably a total of $200K when all said and done!!!
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01-17-2017, 01:03 AM
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#19
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2014
Location: Huntsville, AL/Helen, GA
Posts: 6,002
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In that case, they'd do 4 implants and screw false teeth plates into the implants to hold'em solid.
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01-17-2017, 04:39 AM
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#20
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2008
Posts: 12,659
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That's about what I pay for a crown with insurance.
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If you understood everything I say, you'd be me ~ Miles Davis
'There is only one success – to be able to spend your life in your own way.’ Christopher Morley.
Even a blind clock finds an acorn twice a day.
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