New question about ACA coverage. Retiring in Jan so loosing health ins for wife. I have VA Coverage so no issue for me. Upon filling out the ACA application there is a question that ask if she would be eligible for COBRA coverage. I assume we could get COBRA coverage through my previous employer but I know it would cost more than 9.5% of our MAGI. We want a policy off the exchange with subsidy. How do we answer this question, do you say yes if you think you can, then have to prove the COBRA coverage is not affordable. Finding this whole process harder to understand than I thought