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Old 08-06-2013, 07:48 AM   #161
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Looks like e-Health will have some competition.
Another web-based broker is approved by HHS

Getinsured.com signs exchange hub agreement | LifeHealthPro
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Old 08-06-2013, 07:58 AM   #162
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.....I'd love to get the premiums others states are quoting but we've already established that "$1000 a month is what the market will bear" here.

Still find it hard to believe that with only 4 months to go, nobody can tell me what I'd be paying.
Below are the 2014 rates for one of your neighbors. Done and approved. I wish we had more choices (only 2 carriers) but that has been the case ever since they eliminated pre-existing conditions as I recall.

Time for the Bay State to get its act together

http://healthconnect.vermont.gov/sit...31%20v%204.pdf
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Old 08-06-2013, 08:11 AM   #163
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The Vermont summary includes HSA plans. Nice. Great link.
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Old 08-06-2013, 08:28 AM   #164
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Another web-based broker is approved by HHS

Getinsured.com signs exchange hub agreement | LifeHealthPro
According to the report
Quote:
Some news organizations are reporting that as many as five Web brokers may have negotiated data hub agreements with CMS.
Five brokers sounds feasible, we've already heard from three. Wouldn't surprise me if we went from "not enough information" to "too much information" over the few weeks.
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Old 08-06-2013, 08:45 AM   #165
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It will be interesting to see how this all works out. If it does work out it'll be an interesting contrast on government getting things done compared to private enterprises getting things done. That said, some states seem to be in pretty good shape for October 1, and others are playing catch-up.
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Connecticut rates
Old 08-06-2013, 08:56 AM   #166
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Connecticut rates

Connecticut rates Obamacare insurance rates get final approval | The CT Mirror



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Old 08-06-2013, 10:16 AM   #167
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http://www.cms.gov/CCIIO/Resources/F...n-8-5-2013.pdf

mods please move if this isn't in the right spot

FORE!
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Old 08-06-2013, 10:24 AM   #168
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I liked your chart Michael (though not the dollar amounts ). Looks like according to the chart, I am in the "everything goes to hell and falls apart" age bracket. The rates from mid 40s to mid 50s percentage wise are higher than the next bracket taking you up to Medicare. I am surprised at that.
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Old 08-06-2013, 10:25 AM   #169
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http://www.cms.gov/CCIIO/Resources/F...n-8-5-2013.pdf

mods please move if this isn't in the right spot

FORE!
It's fine here, but an explanation or snippet would be useful.

The link is to a CMS statement on how it intends to deal with income verification.
Quote:
Q: Will Marketplaces be verifying the income of consumers as a part of the eligibility process for advance payments of the premium tax credit and cost-sharing reductions?

A: Yes
A much more detailed response can be viewed following the link.
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Old 08-06-2013, 06:24 PM   #170
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Maine has released some premium rates broke out by decade. A 50 year old buying the Bronze can be had at $328. Only 2 companies competing. Anthem, the other company was about $100 higher of same plan.

http://www.zanebenefits.com/blog/bid...lth-Plan-Rates
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Old 08-08-2013, 09:54 PM   #171
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Pennsylvania has announced the names of companies submitting exchange policies for review, but no policy details or rates have been disclosed.

8 health insurers signal interest in Pa. marketplace | Distil Health Insurance Exchanges

Companies want in on Pennsylvania's health exchange

In: Four of Pennsylvania’s Blue Cross/Blue Shield insurers, as well as Aetna, UPMC, Geisinger and Coventry Health Care.

Out: United Healthcare and Cigna
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Old 08-08-2013, 10:15 PM   #172
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This doesn't sound good.

On the other hand, it's not necessarily a step backwards because TDI has a reputation for minimal consumer advocacy.

State to Feds: We Won't Enforce Insurance Reforms | The Texas Tribune
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Because Texas did not create its own state-based marketplace, known as a health insurance exchange, under the Affordable Care Act, it must use a federally facilitated one instead. By federal law, the state must enforce provisions and regulations related to the insurance exchange and market reforms unless it notifies the federal government that it cannot or will not. If a state does not enforce those reforms, the federal Centers for Medicare and Medicaid Services will step in to do it.
Texas, Arizona, Alabama, Missouri, Oklahoma and Wyoming have all notified the federal government that they will not be policing the health law, according to the article.
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Old 08-09-2013, 06:44 AM   #173
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I imagine CMS sees this as both positive and negative. They won't have the budget to carry out the enforcement they want, but it does give them a chance to pursue a more uniform implementation across the states.
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Old 08-09-2013, 07:15 AM   #174
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It's a federal law; it makes sense for the federal government to police it. Many states cannot be trusted to do a honest job of it anyway.
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Old 08-09-2013, 11:16 AM   #175
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I imagine CMS sees this as both positive and negative. They won't have the budget to carry out the enforcement they want, but it does give them a chance to pursue a more uniform implementation across the states.
I have to admit I haven't been waving the Pom pons on this law as I am going to be disproportional hit on this, but it is the law now, so let's make it work the best way possible. Living in one of these 6 states and following the news about my state stonewalling as much as possible it can,I have a dreadful feeling it is going to make it all the more painful to my wallet.
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Old 08-09-2013, 12:21 PM   #176
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> but it is the law now, so let's make it work the best way possible

Naw, bad laws are worth fighting against. And repealing.

Heck, we (the US) has even had a constitutional amendment repealed when most people decided that was the right thing to do.
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Old 08-09-2013, 12:32 PM   #177
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> but it is the law now, so let's make it work the best way possible

Naw, bad laws are worth fighting against. And repealing.

Heck, we (the US) has even had a constitutional amendment repealed when most people decided that was the right thing to do.
Well for my wallet, fighting it the way they are advocating will just make it worse. Advocating young people to just pay the fine will make my premium go up more. State not taking money from Feds will cause people with no insurance to rack up bills that get passed on to my premium.
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Old 08-09-2013, 01:18 PM   #178
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Lets keep the thread focused on PPACA news and preparedness.
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Old 08-09-2013, 01:34 PM   #179
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It's a federal law; it makes sense for the federal government to police it. Many states cannot be trusted to do a honest job of it anyway.


And you trust the federal goverment!
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Old 08-09-2013, 02:13 PM   #180
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Yes: The federal government is demonstrably more trustworthy with regard to these things than many of the state governments. I believe you'd acknowledge that if you could look past your desire to frivolously disparage the federal government.
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