Posted our experience (1st year on ACA after more than a decade in corporate plan..) in the UnitedHealth thread.
We qualified for a 35 / person / month plan with better coverage than we had for several decades on corporate plan.
We are aggressively converting tIRA to Roth IRA for the next few years but keep the conversion(s) to about 30k / year, still qualify for around 35 - 45 / month / person Silver Plan with a max annual out of pocket of 900 / person / year.
The IRS tax bite from the 30k / year is much less than expected due to MFJ standard deduction and no other income to report.
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