Thanks for pointing that out!
If I were to "find" another $4K in income next year (cash from a 401K) that silver individual plan for DW would now have a $2800 deductable and $2800 MaxOOP. There doesn't seem to be any "sweet spot" where I can bump it to $1300. Such are the sensitivities of the ACA.
I think I will just skip the HSA for her then (mine is still on and the bigger of the two anyway as I can add the $1K catchup).
No need to be greedy...I am already going to be saving about $2K from my employer's (Lockheed Martin) subsidized EMPLOYEE plan, and about $10-14K from their not-so-nice retiree plan.