ACA Question: I can't be the only one.....

[Fermion]

Because of a huge move in a biotech stock, we also generated way more income this year than I had planned, but I do not think it will be quite as bad as the OP. We were targeting $23,000 MAGI as a married couple and I was going to have to do a IRA conversion to reach that but now we already have realized $33,000 in gains. I ran the numbers and it is not too bad, perhaps paying back about $800 of subsidy. The year isn't over yet though, maybe I can lose some money and get back to $23,000!