Originally Posted by MichaelB
I was wondering that, but browsing the plans, it doesn't seem to be the case. Difficult to tell, though, they (BCBS) really don't share much info on their offerings.
When I had to choose a new plan last year (my then-current BCBSIL plan was being 'discontinued' - why not just change the terms of that plan?), the only plans that I considered affordable from BCBSIL were HMO. So even if you are not forced to HMO, you may be 'persuaded'.
Hmmm, I guess I'll be seeing something from them soon for next year. Oh joy.