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08-28-2016, 10:41 PM
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#141
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2005
Posts: 17,244
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Quote:
Originally Posted by timo2
We are seeing the same thing in Colorado, new hospitals, and lots and lots of urgent care centers, sometimes within a few blocks of each other.
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Oh yea, forgot about all the urgent care and even an emergency care facility... not a hospital...
First Choice Emergency Room: 24 Hour ERs in Dallas, Houston, Austin & San Antonio
I probably got 10 to 15 hospitals or emergency rooms I can visit within say 10 or so miles of me...
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08-30-2016, 08:38 AM
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#142
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Thinks s/he gets paid by the post
Join Date: Apr 2013
Location: Ormond Beach
Posts: 1,407
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Quote:
Originally Posted by MichaelB
The issue we have is not only how to prevent costs from rising, it is also how to deal with costs that are now unaffordable for so many. And how to reconcile a system where insurers demand that the population be subject to a "must insure" regulation but won't accept to the same extent a "must insure" requirement.
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The latter is at the heart of the problem - if people accept that everyone should be able to get insurance (I think this is the consensus now) then there must be some system that ensures that all, or most all, have insurance. Without a wide risk pool the market fails.
And there's been no serious ACA replacement proposal that I've seen that addresses this.
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09-08-2016, 04:36 AM
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#143
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Thinks s/he gets paid by the post
Join Date: Jan 2014
Posts: 1,181
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Quote:
Originally Posted by Ian S
With Aetna leaving Arizona, Pinal County is apparently left with no plans whatsoever in the exchange. The Arizona Republic reports however, that BCBS of Arizona may rethink their own decision to leave Pinal County. Goodness, I'm so glad I went on Medicare this month!
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BCBS-AZ has reconsidered and will stay in Pinal County for 2017 at a 51% average rate increase.
Details: Blue Cross to keep health exchanges in Pinal County | News & Observer
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09-08-2016, 05:49 AM
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#144
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Administrator
Join Date: Jan 2008
Location: Chicagoland
Posts: 40,726
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Quote:
Originally Posted by MBSC
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That's good news, although it will be painfully expensive for residents.
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09-08-2016, 09:48 AM
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#145
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Thinks s/he gets paid by the post
Join Date: Apr 2013
Location: Ormond Beach
Posts: 1,407
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My guess is that they were highly 'encouraged' to stay in the market with some sort of quid pro quo. BCBS in particular is one of the big government employee/retiree HC insurers, don't know if they handle AZ or not.
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09-08-2016, 02:37 PM
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#146
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Nov 2007
Posts: 7,746
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Quote:
Originally Posted by GTFan
My guess is that they were highly 'encouraged' to stay in the market with some sort of quid pro quo. BCBS in particular is one of the big government employee/retiree HC insurers, don't know if they handle AZ or not.
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51% increase is quite a lot of quid in itself!
__________________
Retired in 2013 at age 33. Keeping busy reading, blogging, relaxing, gaming, and enjoying the outdoors with my wife and 3 kids (8, 13, and 15).
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09-08-2016, 02:53 PM
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#147
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Thinks s/he gets paid by the post
Join Date: Jul 2009
Location: North Scottsdale
Posts: 1,545
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BCBS is still dumping out of the rest of Az other than Pinal County!
__________________
FIRE'D in July 2009 at 51...Never look back!
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09-09-2016, 05:44 AM
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#148
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Thinks s/he gets paid by the post
Join Date: Jan 2014
Posts: 1,181
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Quote:
Originally Posted by RockyMtn
BCBS is still dumping out of the rest of Az other than Pinal County!
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Source?
These say otherwise for 2017 and are consistent with notices from the Blue Cross Association.
Quote:
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10-03-2016, 09:06 PM
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#149
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Recycles dryer sheets
Join Date: Jan 2013
Posts: 198
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I got my official letter from Coventry today. I hope I can find a plan on the exchange that has my wife's specialist. Now, I have to wait until November 1.
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10-03-2016, 09:11 PM
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#150
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Full time employment: Posting here.
Join Date: Jul 2013
Posts: 953
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A year ago when companies started to drop out, this was called letting the market work, and thinning the weak competitors from the herd.
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10-04-2016, 05:41 AM
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#151
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Thinks s/he gets paid by the post
Join Date: Jan 2014
Posts: 1,181
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Baptist Health Plan will not offer individual plans in KY for 2017.
Quote:
Baptist Health Plan will withdraw from Kentucky's individual health insurance market for the 2017 plan year.
Before the withdrawal, Baptist Health Plan had products available in 20 counties on the insurance exchange and 38 counties off the insurance exchange for the 2017 plan year. Kentucky now will have 59 counties with only one health insurance option on the exchange for 2017. Off the exchange, most Kentucky counties will have only two options.
Reference: http://www.bizjournals.com/louisvill...insurance.html
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10-04-2016, 07:20 AM
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#152
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2013
Location: Texas
Posts: 10,941
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Quote:
Originally Posted by InTheSticks
I got my official letter from Coventry today. I hope I can find a plan on the exchange that has my wife's specialist. Now, I have to wait until November 1.
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Seems I recall that we were told that if you like your doctor you can keep your doctor.
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10-04-2016, 07:24 AM
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#153
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2008
Posts: 13,150
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But will the doctor want to keep you?
__________________
Have you ever seen a headstone with these words
"If only I had spent more time at work" ... from "Busy Man" sung by Billy Ray Cyrus
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10-04-2016, 07:28 AM
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#154
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2013
Location: Texas
Posts: 10,941
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I'm sure you can keep your doctor if you really want to keep him/her. Just pay them full price directly. It's probably in the fine print.
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10-04-2016, 07:38 AM
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#155
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Sep 2012
Location: Seattle
Posts: 6,023
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I wonder how safe Alaska is on this. Premiums there for a couple in their 40s are around $1700 a month for a silver plan.
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10-04-2016, 07:46 PM
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#156
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2009
Posts: 9,343
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Quote:
Originally Posted by InTheSticks
I got my official letter from Coventry today. I hope I can find a plan on the exchange that has my wife's specialist. Now, I have to wait until November 1.
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I got my Dear John letter from Coventry last week. They should have just kept me and dropped everybody else. I gave them 3 years of premiums and didnt even use the crap plan.
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10-05-2016, 08:01 AM
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#157
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Thinks s/he gets paid by the post
Join Date: Jan 2014
Posts: 1,181
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In South Carolina, both Blue Cross and its subsidiary BlueChoice offered exchange plans. BlueChoice will not offer 2017 exchange plans. Members with BlueChoice, Aetna, or UHC exchange plans will be mapped to a Blue Cross plan with the option to change.
Quote:
BlueChoice HealthPlan to Exit Federal Exchange for 2017
BlueChoice HealthPlan will not offer any health plans for 2017 on the federally facilitated marketplace (FFM), also known as the “exchange” or Health Insurance Marketplace (www.HealthCare.gov). This change impacts members who enrolled in BlueChoice products through the FFM, as well as members who purchased a gold level BlueChoice plan off exchange. BlueChoice® will continue to offer silver and bronze products off exchange.
Both BlueCross BlueShield of South Carolina and BlueChoice HealthPlan have participated on the exchange since its inception. After an exhaustive internal analysis, however, a decision was made to offer health plans on the exchange under a one-company approach. Selling exchange products exclusively through our BlueCross line of business will allow us to achieve financial and operational efficiencies and reduce redundancies. Most importantly, it will allow us to continue to provide access to health care for people in this market — especially since many insurance companies have since exited or have announced plans to exit it.
BlueCross and BlueChoice are working under the guidance of CMS and the S.C. Department of Insurance to transition BlueChoice exchange members to a comparable BlueCross plan for 2017. These BlueChoice members will receive a letter explaining that they will be auto-enrolled into a similar BlueCross plan and what they need to do to make sure they will have coverage for 2017. Of course, these members may choose to shop from all of the plans available to them and make their own selection if they decide the plan mapped to them does not meet their needs.
As you know, the BlueCross plans are very similar to BlueChoice’s plans, since the Affordable Care Act mandates a core set of essential health benefits. The BlueCross provider network also includes the same South Carolina providers as the BlueChoice network — so patients will not need to select new doctors or facilities when they switch.
In addition, since Aetna and United have announced that they will exit the exchange for 2017, their 2016 ACA exchange plans have also been mapped to comparable 2017 BlueCross plans. This was done to make sure South Carolinians do not experience any gaps in coverage during the transition from 2016 coverage to 2017 coverage under different carriers.
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10-05-2016, 08:38 AM
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#158
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Oct 2005
Location: North Oregon Coast
Posts: 16,483
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Quote:
Originally Posted by MBSC
In South Carolina, both Blue Cross and its subsidiary BlueChoice offered exchange plans. BlueChoice will not offer 2017 exchange plans. Members with BlueChoice, Aetna, or UHC exchange plans will be mapped to a Blue Cross plan with the option to change.
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Is this another example of PPOs being shut down with members forced into an HMO?
__________________
"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)
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10-05-2016, 09:00 AM
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#159
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Administrator
Join Date: Jan 2008
Location: Chicagoland
Posts: 40,726
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Quote:
Originally Posted by ziggy29
Is this another example of PPOs being shut down with members forced into an HMO?
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I was wondering that, but browsing the plans, it doesn't seem to be the case. Difficult to tell, though, they (BCBS) really don't share much info on their offerings.
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10-06-2016, 05:48 AM
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#160
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Thinks s/he gets paid by the post
Join Date: Jan 2014
Posts: 1,181
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Quote:
Originally Posted by ziggy29
Is this another example of PPOs being shut down with members forced into an HMO?
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No changes to the plan type or provider network during the switch from BlueChoice to BCBSSC. They can keep their doctor. BCBSSC requested a 14.5% average rate increase.
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