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Old 07-19-2009, 11:57 AM   #21
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Many reports say that Spain has one of the best public medical and health services. The problem is that they are crowded given that the system has a universal coverage and, as a result, you can wait for hours, say 4/6, in the ER room till a doctor sees you.

I get by with a little help from my friends....ta ta ta ta ta...
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Old 07-19-2009, 12:43 PM   #22
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Sounds like I'm not the only one who was refused ER coverage the first time around, then granted on appeal. The ambulance took me to the ER of a hospital that is not a participating provider for my Anthem insurance, so I would have had to pay about half the ER bill, more than my discretionary spending for a year.

I just heard that Anthem responded to the grievance I filed by saying they will cover it at participating rates, which should be 100%... glad I stuck that out. Their first inclination seems to always be "coverage denied" and it's up to the consumer to fight for what they are entitled to.

I now know the list of participating provider ERs near me by heart.

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