Join Early Retirement Today
Closed Thread
Thread Tools Search this Thread Display Modes
Old 07-11-2013, 11:32 AM   #21
samclem's Avatar
Join Date: May 2004
Posts: 11,927
Originally Posted by MichaelB View Post
Most importantly, no one will be denied health care because of this, and all components of the PPACA are still scheduled for implementation.
PPACA is about health insurance, which isn't quite the same thing as health care. Nonetheless, compared to the way the ACA was written, there will be fewer people with health insurance coverage because of this delay--employees of companies with more than 50 employees who will elect to not buy coverage and instead pay the small fine/tax. And for those employees who buy individual policies on the exchanges, the hit to taxpayers will be higher (more premium subsidies) than would have been the case if this law had been enforced.

I guess the good news: As a result of the delayed implementation of the employer mandate, businesses will delay their ongoing reductions of full-time jobs (below the magic 50 number), and will delay the reduction of hours below the magic 30/week number.

Below from BLS stats. Note the June numbers: Open to interpretation, but as the ACA implementation approaches, employers have probably been doing the thing that the law incentivizes: dump FT workers and hire PT ones.

One reason suggested for the delay in implementing the employer mandate is this impact on employment, and some have even suggested that this present delay is a deliberate attempt to push the pain until after the 2014 elections.

For semi-retirees looking for a part-time gig, the delay of the employer mandate is a bit of a setback--these government policy-induced part time jobs would be just the ticket for a person who already had Medicare or other insurance.

Another item in the news that relates to this employer health coverage: Immigration reform. Under the plan approved by the Senate, many individuals who have immigrated illegally to the US would be allowed to live and work here legally while they continued on their pathway to full citizenship. They would not be eligible for the ACA subsidies, but also employers would not be mandated to purchase health insurance for them. As a practical matter, that would make it more attractive to hire such a person than a similarly-qualified US citizen.

Breaking the link between employment and health insurance is the major enhancement that the ACA failed to accomplish. But it may do it via the indirect approach.

samclem is online now  
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 07-11-2013, 12:58 PM   #22
Thinks s/he gets paid by the post
Join Date: Feb 2011
Posts: 1,629
Originally Posted by MichaelB View Post
...Rest assured, dear friends, our political process is not in jeopardy, there has been no egregious abuse of power, checks and balances are still working, same sex marriage, immigration reform, and spending priorities are all safely in the hands of Congress, where they are certain to be dealt with in a manner befitting this most venerable group. If there are any lingering concerns regarding lawful compliance of health care reform implementation, the process for challenging those remain open and available.

Most importantly, no one will be denied health care because of this, and all components of the PPACA are still scheduled for implementation.
"......all safely in the hands of Congress".
As Ben Franklin said- "No man's life, liberty, or fortune is safe while our Legislature is in session"

FWIW- Even EJ Emmanuel, a framer & ardent supporter of ACA, conceded in a recent NY Times editorial that the employer mandate delay would affect "only" 1-1.5 million Americans.
Obama's Insurance Delay Won't Affect Many -

ERhoosier is offline  
Old 07-11-2013, 03:39 PM   #23
MichaelB's Avatar
Join Date: Jan 2008
Location: Gone fishing
Posts: 25,804
ERhoosier, the link you posted is the topic of a different thread.

samclem, any employee without employer provided healthcare can get coverage at the exchange. This delay does not affect anyone's access to healthcare, which was my point.
MichaelB is online now  
Old 07-11-2013, 04:48 PM   #24
Moderator Emeritus
Bestwifeever's Avatar
Join Date: Sep 2007
Posts: 16,563
Thanks for another lively discussion!


“Would you like an adventure now, or would you like to have your tea first?” J.M. Barrie, Peter Pan
Bestwifeever is offline  
Closed Thread

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


All times are GMT -6. The time now is 01:00 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2018, vBulletin Solutions, Inc.