Quote:
Originally Posted by Senator
It is a lot more money. It's more people. Adding an additional person, even if it's in the same family, probably costs 2x in medical care. A PPO would cost more, as you have more choices.
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For 2017 on my DW's employer plan it was only $100/month to add unlimited 'children' (up to age 26 for post-secondary students) so we kept all our kids on her plan, even though the oldest already qualifies (and uses) Tricare.
But it would have been another $1000/month to add me, so I bought a cheaper ACA-compliant plan off the exchange.
Interestingly, her employer dropped the $5000 (family) deductible plan as employees eschewed that one for the plans with lower ($1000/$2000) deductibles, though those come with
significantly higher monthly premiums.