Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Arnold Has Spoken (Health Insurance)
Old 01-09-2007, 01:52 PM   #1
Moderator Emeritus
Rich_by_the_Bay's Avatar
 
Join Date: Feb 2006
Location: San Francisco
Posts: 8,827
Arnold Has Spoken (Health Insurance)

www.chinaview.cn 2007-01-09 15:49:47

BEIJING, Jan. 9 (Xinhuanet) -- California Governor Arnold Schwarzenegger intends to ask businesses, doctors, hospitals, individuals, insurers and the state government to ante up the money needed to provide health coverage to nearly all of the state's 6.5 million uninsured people, and all children regardless of immigration status....

"I don't think it is a question or a debate if they ought to be covered. ... The federal courts have made that decision -- that no one can be turned away," Schwarzenegger said. ...

All Californians would be required to have insurance, although the poorest would be subsidized, under Schwarzenegger's proposal. Businesses with 10 employees or more would have to offer insurance to their workers or pay 4 percent of their payroll into a state fund. Smaller businesses would be exempt.

Also, insurers would no longer be allowed to deny coverage to people because of their medical problems.

The state would subsidize the estimated 1.2 million poor people who do not currently qualify for state health coverage. They would be able to purchase insurance through a state-run pool ...

Schwarzenegger is betting that his plan will save 10 billion U.S. dollars a year by cutting health care costs. He says the savings would offset the new fees he is asking doctors and hospitals to pay -- 4 percent of revenue for hospitals and 2 percent for doctors.

The state also would increase what it pays doctors and hospitals through Medi-Cal, the state insurance plan for the poor....
__________________

__________________
Rich
San Francisco Area
ESR'd March 2010. FIRE'd January 2011.

As if you didn't know..If the above message contains medical content, it's NOT intended as advice, and may not be accurate, applicable or sufficient. Don't rely on it for any purpose. Consult your own doctor for all medical advice.
Rich_by_the_Bay is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: Arnold Has Spoken (Health Insurance)
Old 01-09-2007, 03:14 PM   #2
Moderator Emeritus
Martha's Avatar
 
Join Date: Feb 2004
Location: minnesota
Posts: 13,212
Re: Arnold Has Spoken (Health Insurance)

I heard about this too. The last I heard is that he wants to do this with no increase in taxes at all and says that is off the table. Huh?
__________________

__________________
.


No more lawyer stuff, no more political stuff, so no more CYA

Martha is offline   Reply With Quote
Re: Arnold Has Spoken (Health Insurance)
Old 01-09-2007, 04:17 PM   #3
Thinks s/he gets paid by the post
Sheryl's Avatar
 
Join Date: Apr 2004
Posts: 1,459
Re: Arnold Has Spoken (Health Insurance)

His logistics and details may be lacking, but I have to applaud him for wading in and taking a stand rather than burying his head in the sand.
__________________
Sheryl is offline   Reply With Quote
Re: Arnold Has Spoken (Health Insurance)
Old 01-09-2007, 04:34 PM   #4
Full time employment: Posting here.
Alex's Avatar
 
Join Date: May 2006
Posts: 696
Re: Arnold Has Spoken (Health Insurance)

I see alot of small business people holding the line at 9 employees......
__________________
Oh, you hate your job? Why didn't you say so? There's a support group for that. It's called EVERYBODY, and they meet at the bar.--Drew Carey
Alex is offline   Reply With Quote
Re: Arnold Has Spoken (Health Insurance)
Old 01-09-2007, 04:46 PM   #5
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Brat's Avatar
 
Join Date: Feb 2004
Location: Portland, Oregon
Posts: 5,913
Re: Arnold Has Spoken (Health Insurance)

Preventative care for the uninsured has been neglected. Urgent, emergency care has been provided in large part by a hidden tax on the paying patient.

IMHO I don't think this will significantly increase the cost of health insurance overall. In fact, over time, it may decrease the amount of expensive urgent/emergency care for the uninsured paid for out of all our pockets.
__________________
Duck bjorn.
Brat is offline   Reply With Quote
Re: Arnold Has Spoken (Health Insurance)
Old 01-09-2007, 04:50 PM   #6
Thinks s/he gets paid by the post
bright eyed's Avatar
 
Join Date: Jan 2007
Posts: 1,891
Re: Arnold Has Spoken (Health Insurance)

Someone has to make sense of this healthcare mess - i think his efforts are to be applauded as well - it is terrible to see so many people and kids suffer without insurance and make dangerous choices about food or rent or rent or doctor.

also, the costs are sooo out of whack now, this may show other states and the feds you have to do something to get it going back in the right direction...
__________________
If i think of something clever to say, i'll put it here...
bright eyed is offline   Reply With Quote
Re: Arnold Has Spoken (Health Insurance)
Old 01-09-2007, 05:53 PM   #7
Moderator Emeritus
Martha's Avatar
 
Join Date: Feb 2004
Location: minnesota
Posts: 13,212
Re: Arnold Has Spoken (Health Insurance)

Yes, I didn't mean to sound too critical. At least California and a number of other states are now seriously looking at the issue.
__________________
.


No more lawyer stuff, no more political stuff, so no more CYA

Martha is offline   Reply With Quote
Re: Arnold Has Spoken (Health Insurance)
Old 01-09-2007, 09:53 PM   #8
Full time employment: Posting here.
 
Join Date: Sep 2006
Posts: 608
Re: Arnold Has Spoken (Health Insurance)


You gotta give The Governator credit for addressing two giant
problems (global warming and the health-care mess) that no
other government in the USA, certainly not the federal gov't,
seems willing to touch (ok, I guess Mass did something on
health care).

__________________
JohnEyles is offline   Reply With Quote
Re: Arnold Has Spoken (Health Insurance)
Old 01-11-2007, 09:58 AM   #9
Full time employment: Posting here.
Retire Soon's Avatar
 
Join Date: Nov 2005
Posts: 655
Re: Arnold Has Spoken (Health Insurance)

I am very happy that the California governor is trying to do something about the problem. Our federal lawmakers have let everyone down. Health care should be a right and not a privilege for those who are fortunate enough to afford it. If California were considered a country, it would have the 4th largest economy in the world. Because of its size, if this plan is successful, it will be an inspiration as well as a proving ground for the rest of the nation to follow. Massachusetts has also enacted a plan that moves in the right direction.
__________________
"I went to the woods because I wished to live deliberately... and not, when I came to die, discover that I had not lived."

--Henry David Thoreau
Retire Soon is offline   Reply With Quote
Re: Arnold Has Spoken (Health Insurance)
Old 01-11-2007, 10:50 AM   #10
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
TromboneAl's Avatar
 
Join Date: Jun 2006
Posts: 11,194
Re: Arnold Has Spoken (Health Insurance)

Here is the part of his state of state speech related to this:

Now lets talk about health care. When I first came here in 1968, one of the first things I did was to ask people where can I get health insurance because I knew that, as an athlete, injuries can happen, as I could find out very recently. Here is the ironic thing about health care today. California’s medical care, its medical knowledge, its medical technology is as strong and vibrant as a bodybuilder. Yet our health care system itself is a sick old man.

You know the reasons – it’s rising costs and lack of coverage—nearly 6.5 million Californians have no insurance at all. Recently I visited California Hospital Medical Center in downtown Los Angeles and they are doing a terrific job, fantastic. Last year, the uninsured people who came to the emergency room left behind 60 million dollars in unpaid bills. This is just in one hospital. Multiply that by the number of hospitals in California, and the amount runs into the billions of dollars. Guess who’s paying for all this? You and me and all of us who are lucky enough to have coverage. That’s who pays.

The people with insurance pay a hidden tax through higher deductibles, higher costs, higher premiums, higher copays.

This year we must take action on health care. Yesterday I announced my proposal. I know you also have your proposals and I love that. I have always said you can never have too many ideas. So I welcome all those ideas, regardless of origin, are still on the table. I do believe, however, that the ultimate answer will come from the principle of shared responsibility – shared responsibility by the government, by employers, by health plans, by doctors, by hospitals and by the individual.

In the past, health care reform was always dead on arrival. But this year I can feel something different in the air. I can feel the energy, the momentum, the desire for action. People really want to get this taken care of. You can feel that the time is right. As a matter of fact, both leaders have said to me, “We will get this done.” My Republican friends have said “We will get this done.” Ladies and gentlemen, we will get this done. California is going to lead the nation in breaking new ground to meet the health care needs of its people.


__________________
Al
TromboneAl is offline   Reply With Quote
Re: Arnold Has Spoken (Health Insurance)
Old 01-11-2007, 10:53 AM   #11
Moderator Emeritus
Nords's Avatar
 
Join Date: Dec 2002
Location: Oahu
Posts: 26,616
Re: Arnold Has Spoken (Health Insurance)

He must have a very skilled speechwriter. It's like reading a doctoral dissertation... by Conan the Barbarian.
__________________
*
*

The book written on E-R.org, "The Military Guide to Financial Independence and Retirement", on sale now! For more info see "About Me" in my profile.
I don't spend much time here anymore, so please send me a PM. Thanks.
Nords is offline   Reply With Quote
Re: Arnold Has Spoken (Health Insurance)
Old 01-11-2007, 10:56 AM   #12
Thinks s/he gets paid by the post
bright eyed's Avatar
 
Join Date: Jan 2007
Posts: 1,891
Re: Arnold Has Spoken (Health Insurance)

yup, California is bigger than most states and many countries, if we can fix it, it will be a great sign to everyone else they have no excuse not to!

__________________
If i think of something clever to say, i'll put it here...
bright eyed is offline   Reply With Quote
Re: Arnold Has Spoken (Health Insurance)
Old 01-11-2007, 11:02 AM   #13
Thinks s/he gets paid by the post
Outtahere's Avatar
 
Join Date: Sep 2005
Posts: 1,677
Re: Arnold Has Spoken (Health Insurance)

California is going to lead the nation in breaking new ground to meet the health care needs of its people.


Humm didn't my state of Mass just deal with this? Isn't the lead already taken? Isn't the ground already broken? Oh wait, I'll bet he thinks we didn't do it right so he can be the first one to do it the way it should be done. Ugh.
__________________

Dogs aren't our whole lives, but they make our lives whole. - Roger Caras
Outtahere is offline   Reply With Quote
Re: Arnold Has Spoken (Health Insurance)
Old 01-11-2007, 11:10 AM   #14
Full time employment: Posting here.
Retire Soon's Avatar
 
Join Date: Nov 2005
Posts: 655
Re: Arnold Has Spoken (Health Insurance)

Is he thinking about eventually running for president, maybe?
__________________
"I went to the woods because I wished to live deliberately... and not, when I came to die, discover that I had not lived."

--Henry David Thoreau
Retire Soon is offline   Reply With Quote
Re: Arnold Has Spoken (Health Insurance)
Old 01-11-2007, 12:13 PM   #15
Full time employment: Posting here.
 
Join Date: Jan 2004
Posts: 844
Re: Arnold Has Spoken (Health Insurance)

He can't be president unless the constitution is changed.
__________________
farmerEd is offline   Reply With Quote
Re: Arnold Has Spoken (Health Insurance)
Old 01-11-2007, 12:17 PM   #16
Full time employment: Posting here.
 
Join Date: Jan 2004
Posts: 844
Re: Arnold Has Spoken (Health Insurance)

Quote:
Originally Posted by Outtahere
California is going to lead the nation in breaking new ground to meet the health care needs of its people.


Humm didn't my state of Mass just deal with this? Isn't the lead already taken? Isn't the ground already broken? Oh wait, I'll bet he thinks we didn't do it right so he can be the first one to do it the way it should be done. Ugh.
Well perhaps, Mass did recently did make steps, but before Mass others states have taken smaller steps that paved the way for Mass to push even further(Vermont for one, if I remember correctly - at least for kids). By taking the lead, perhaps what he means is that CA's plan will run the ball even further down the field towards the goal line...past all of the others that have come before him.

Personally, I don't care who gets credit, as long as it gets done...good for Mass, good for CA and good for the USA. The tide is turning even faster than I thought.

__________________
farmerEd is offline   Reply With Quote
Re: Arnold Has Spoken (Health Insurance)
Old 01-11-2007, 06:57 PM   #17
Thinks s/he gets paid by the post
 
Join Date: Oct 2005
Posts: 4,898
Re: Arnold Has Spoken (Health Insurance)

Thank God for Arnold's courage!
__________________
Zoocat is offline   Reply With Quote
Re: Arnold Has Spoken (Health Insurance)
Old 01-12-2007, 11:01 AM   #18
Recycles dryer sheets
 
Join Date: Sep 2004
Posts: 84
Re: Arnold Has Spoken (Health Insurance)

Rich in Tampa,

I am curious as to your opinion on this. My nephew is a Dr. in England. People wait months for appts. over there.
Doctor's who want to make any money at all go into private practice to serve the HAVE's who are willing to pay for their services and not have to deal with long waits and what is seen sometimes as inferior care. The HAVE NOTS have to put up with the long waits.

Momtwo
__________________
Momtwo is offline   Reply With Quote
Re: Arnold Has Spoken (Health Insurance)
Old 01-12-2007, 12:24 PM   #19
Moderator Emeritus
Rich_by_the_Bay's Avatar
 
Join Date: Feb 2006
Location: San Francisco
Posts: 8,827
Re: Arnold Has Spoken (Health Insurance)

Quote:
Originally Posted by Momtwo
I am curious as to your opinion on this. My nephew is a Dr. in England. People wait months for appts. over there.
Doctor's who want to make any money at all go into private practice to serve the HAVE's who are willing to pay for their services and not have to deal with long waits and what is seen sometimes as inferior care. The HAVE NOTS have to put up with the long waits.
My opinion is that it's better to be a HAVE than a HAVE NOT.

Anyone know how many uninsured English citizens there are? How many are unable to retire, change jobs, or declare bankruptcy because of lack of access to or ability to pay for health care? If the system fixes that, and then allows the wealthy to pay for better convenience, that's not a show-stopper for me. I'd probably buy it myself, if I could afford it.

50 million here with inadequate or no basic health care coverage, or trapped in undesired life situations in order to maintain health insurance access -- a much bigger priority, IMHO.
__________________
Rich
San Francisco Area
ESR'd March 2010. FIRE'd January 2011.

As if you didn't know..If the above message contains medical content, it's NOT intended as advice, and may not be accurate, applicable or sufficient. Don't rely on it for any purpose. Consult your own doctor for all medical advice.
Rich_by_the_Bay is offline   Reply With Quote
Re: Arnold Has Spoken (Health Insurance)
Old 01-12-2007, 12:28 PM   #20
Thinks s/he gets paid by the post
 
Join Date: Oct 2005
Posts: 4,898
Re: Arnold Has Spoken (Health Insurance)

There is no reason to assume that nationalized health insurance would have the result of inconvenient rationing, such as in England. The best way to imagine what it could be like is to look at the Medicare system in our own country. A few friends, over age 65, joined Kaiser Permanente, which has a HMO linked to Medicare. They say the system is great. No problem getting appointments and there is a wellness program and a convenient urgent care facility as well. I know that Medicare has its critics and doctors don't get paid what they desire, etc. But no plan is perfect.

What really dismays me are the critics who are holding up reform because of their "sky is falling" attitude and fear that things will be worse, for themselves, while the general population continues to go without basic care for lack of insurance and in turn driving up costs for all of us when they continually use the emergency room for non emergency treatments. This situation is driving hospitals out of business among other situations.
__________________

__________________
Zoocat is offline   Reply With Quote
Reply

Tags
health insurance


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Apply for health insurance: Specific questions kramer Health and Early Retirement 48 04-25-2007 08:12 PM
health insurance and effect on increased health care costs Martha Other topics 9 08-08-2006 02:54 PM
The book, The New Health Insurance Solution Martha FIRE and Money 20 05-15-2006 11:16 AM
Questions for ERs with individual health insurance mark500 Health and Early Retirement 43 04-30-2006 06:56 PM
Cheap way to get guaranteed health insurance justin FIRE and Money 65 09-16-2005 07:31 AM

 

 
All times are GMT -6. The time now is 09:46 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.