Avoiding Medi-Cal eligibility for children under ACA?
Help! I've spent a fair bit of time trying to figure out how to stay above the MAGI threshold to prevent my kid from qualifying for Medi-Cal, but can't seem to be able to find any concrete rules around how this will work...
I've played around with income levels on coveredca.com's calculator, so I have an idea on the dollar amount that will qualify children for Medi-Cal, but what I can't seem to be able to find is the exact rule. If it's percentage based, it seems to be around 266% of poverty level, but I was hoping to find the rule spelled out so I can confirm that it's not based on any other factors...
On a related note, does anyone else here think it's crazy that ACA is significantly complicating insurance for low-income families by putting adults on a private policy and children in Medi-Cal?
Thanks in advance to anyone that might know what's going on here!