Originally Posted by RASAP
Hummmm... What if I continue with my company policy and in a few years they decide to change carriers. I wonder if I will be included with the new carrier as a retiree?
I would suggest you do pose that question to your State Insurance Commissioner office.
My own thought is the answer is "yes", you would be included with the new carrier as part of your (former) employer's group (even though you are then retired). I think I recall something, somewhwere about an employer must continue to offer retirees group coverage (if they do offer it at one point) as long as they offer group coverage to existing employees. I cannot remember if this is part of federal rules, or my state rules, or what.