papadad111
Thinks s/he gets paid by the post
- Joined
- Oct 4, 2007
- Messages
- 1,135
Early retirees -- From another thread, it seems many early retirement plans are contingent on what happens on a go forward basis to ACA - be it change to subsidies, or a full reversal of the law, or a change to bring back pre existing condition limitations. Or some combo there in.
How dependent were you on ACA as a cornerstone / pillar to your overall FIRE plan ? To your SWR ?
Many people plan their FIRE without counting on SS as a contingency plan / conservative withdraw approach. what is the contingency plan for a change in ACA / not counting on ACA based health insurance ?
Can you personally still be FIRE earlier than Medicare eligibility if ACA gets overturned or changes ?
What's your plan B ? Plan C?
I am recently FIRE and about to sign up for an ACA plan - we don't qualify for subsidy now and likely not for next few years and I assumed no subsidy in fire budget. ( my contingency).
Another could be to live abroad.
I did not figure in the correct inflation rate- healthcare premiums are zooming up much faster than overall core inflation.
Will a change in ACA really upset the early retiree's apple cart ?
How dependent were you on ACA as a cornerstone / pillar to your overall FIRE plan ? To your SWR ?
Many people plan their FIRE without counting on SS as a contingency plan / conservative withdraw approach. what is the contingency plan for a change in ACA / not counting on ACA based health insurance ?
Can you personally still be FIRE earlier than Medicare eligibility if ACA gets overturned or changes ?
What's your plan B ? Plan C?
I am recently FIRE and about to sign up for an ACA plan - we don't qualify for subsidy now and likely not for next few years and I assumed no subsidy in fire budget. ( my contingency).
Another could be to live abroad.
I did not figure in the correct inflation rate- healthcare premiums are zooming up much faster than overall core inflation.
Will a change in ACA really upset the early retiree's apple cart ?