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Old 04-05-2016, 09:52 AM   #181
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Look on the bright side. Not too long ago, if you had a pre-existing condition, you might not have been able to buy health insurance at all.
True. Of course, the flip side is that the policies they *can* buy are increasingly HMOs with increasingly narrow networks. You can't purchase *any* policy on the Marketplace (i.e. eligible for cost sharing and premium assistance) in much of Texas that will include M.D. Anderson, for example. If you had a preexisting condition with cancer or a family history of it, and you'd normally like to have Anderson as an option, well, too bad.
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Old 04-05-2016, 10:06 AM   #182
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It seems as if only a very few people posting in this thread actually got shafted by their doctors, labs and hospitals regarding ridiculously high fees. Lawman (the OP) never returned to the thread, so we don't have enough info. Trawler (post 35) got jerked around for sure and I think there has to be more to Flyboy 5's story (post29). But, mostly the outrageous charges turned out to be just interesting anecdotes (as long as you had insurance).
It might be that many of us have dealt with this issue and just not posted about it. Or, we managed to deal with it, but only after endless hours on the phone and lots of conflict. Wild overcharging by health service providers is so common it's now (may be) the norm, as is the constant effort to find new things to bill (such as facility fees) and insurance companies effort to avoid paying is very well documented.
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Old 04-05-2016, 10:47 AM   #183
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...........You can't purchase *any* policy on the Marketplace (i.e. eligible for cost sharing and premium assistance) in much of Texas that will include M.D. Anderson, for example........
Amazing, considering how hard Texas worked to make sure the ACA was a success.
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Old 04-07-2016, 01:12 PM   #184
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It might be that many of us have dealt with this issue and just not posted about it. Or, we managed to deal with it, but only after endless hours on the phone and lots of conflict. Wild overcharging by health service providers is so common it's now (may be) the norm..
I've never had to deal with wild over-charging because it always takes care of itself. And, yeah, I receive the big bills, too. For me, the problem often has been that the doc's office neglects to bill the secondary insurance.

There are some docs (and maybe people who work in medical billing) on the forum and perhaps they could explain why the original charges are so wildly exorbitant.
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