Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Fed Open Season
Old 12-07-2011, 10:43 PM   #1
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Brat's Avatar
 
Join Date: Feb 2004
Location: Portland, Oregon
Posts: 5,913
Fed Open Season

I have been drilling down on their offerings this year. Did anyone else notice that folks with Medicare can suspend participation if they enroll in a Medicare Advantage plan? I couldn't find any practical way to do that on the website and the Kaiser Perm. NW Medicare Advantage family plan for Feds is more expensive than GEHA so I will not pursue it. However, if each of us could enroll in the non-Fed Kaiser NW medicare Advantage plan it would be significantly cheaper.

IMHO the OPM Open Season website is not user friendly at all.
__________________

__________________
Duck bjorn.
Brat is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 12-08-2011, 12:22 PM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Ed_The_Gypsy's Avatar
 
Join Date: Dec 2004
Location: the City of Subdued Excitement
Posts: 5,292
Brat,

I am shooting from the hip here, but IIRC, if you choose Advantage, you can't go back later.

Unrelated to your question, I gather that expats can opt-out altogether if they can show that they are participating in another plan and do not live in the US. I gather that they can return later and join without penalty.

But then again, I believe in Truth, Justice and the American Way.
__________________

__________________
my bumpersticker:
"I am not in a hurry.
I am retired.
And I don't care how big your truck is."
Ed_The_Gypsy is offline   Reply With Quote
Old 12-08-2011, 01:46 PM   #3
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Brat's Avatar
 
Join Date: Feb 2004
Location: Portland, Oregon
Posts: 5,913
My understanding of what I read online is that you can suspend participation, that implies that you can return, but the website page provided no information about how to do that.
__________________
Duck bjorn.
Brat is offline   Reply With Quote
Old 12-08-2011, 03:00 PM   #4
Thinks s/he gets paid by the post
martyb's Avatar
 
Join Date: Nov 2006
Location: Bossier City
Posts: 2,182
I'm gonna suspend my FEHB when I become eligible for Tricare...
__________________
“Change is the law of life. And those who look only to the past or present are certain to miss the future.”
-John F. Kennedy

“Hard work never killed anybody, but why take a chance?” - Edgar Bergen
martyb is online now   Reply With Quote
Old 12-08-2011, 04:42 PM   #5
Full time employment: Posting here.
Lakedog's Avatar
 
Join Date: May 2007
Posts: 654
Still several years away from medicare but my understanding is that you can suspend your FEHB and go back to it whenever you want.

I have had GEHA for years, and this year I am switching to their HDHP option so I can have a HSA (and get a tax break). My plan is to stay with the HDHP/HSA until medicare time (when you can no longer contribute to the HSA).
__________________
Lakedog is offline   Reply With Quote
Old 12-08-2011, 06:43 PM   #6
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Brat's Avatar
 
Join Date: Feb 2004
Location: Portland, Oregon
Posts: 5,913
It is a little late now to make a judicious move but I will tee this up for next year.
__________________

__________________
Duck bjorn.
Brat is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
San Francisco Fed Paper: Recession Odds Top 50% Read more: http://www.foxbusiness.co nico08 FIRE and Money 10 11-17-2011 11:13 PM
Can open e-mail message be a problem? kaneohe Other topics 7 09-29-2011 11:05 PM
Fed Announcement 0% till mid 2013 chinaco FIRE and Money 63 08-11-2011 08:29 PM

 

 
All times are GMT -6. The time now is 07:32 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2017, vBulletin Solutions, Inc.