There is no doubt that nursing home care costs will continue to increase above inflation. I bought LTCI last year as documented in other threads. Turning 48 this year. Not sure what the increase in policy will be this year but I will update the relevant thread when the increase (if any) is communicated to me.
Very conservative with investments. Not ER'd yet, 48 years old. Please do not take anything I write or imply as legal, financial or medical advice directed to you. Contact your own financial advisor, healthcare provider, or attorney for financial, medical and legal advice.