Originally Posted by Gotadimple
Accidental Retiree: you got a letter announcing Aetna was leaving the market, but your husband did not. Are you each buying your own health insurance through Costco, or did you buy a single policy?
I am thinking if you are both on the same policy you would have only gotten one letter.
Rita, we did not
buy our insurance through Costco. We bought it directly from Aetna, back in 2011, once DH's COBRA coverage, which covered both of us, ran out.
DH and I have had separate
policies. He had to get one with guaranteed underwriting due to his pre-existing condition. I could have gone in under his plan, but I did not, as it was much less expensive for me to get my own policy.
My husband and I each
got a letter back in June, telling us that our Aetna policies would be done 12/31/13, because Aetna is leaving the market for individuals.
Then just recently I
got a letter from Costco Insurance mentioning that June letter but then telling me that my high-deductible Aetna policy could be continued through 12/14 if I choose to do that instead of get a more expensive policy on the exchange. Something like that.
That surprised me. Costco now has my Aetna info, and I thought Aetna was leaving California.
I did not know Costco was in the insurance business, and now they are into MY insurance business.