The whole original article was nothing more than an announcement by an executive with Covered California with no data cited other than his opinion. There's a pretty chart that can be used to justify why your specific policy goes way up or not. He even qualifies it with "it's still early." Putting on my "cynical hat" makes me think that he's about to negotiate salary and/or bonus. Saying costs are contained can put a happy face on the whole discussion.
The source being "Mother Jones" doesn't do much for me either. They're not exactly known as hard boiled investigative reporting types.
It's all way too early to have a clue. I hope we know by the time open enrollment begins.
Originally Posted by explanade
All the plans at a particular level seem to have the same coverage, in terms of deductibles and co-payments.
So why are the premiums priced so differently?
Sometimes the same carrier has two bronze or silver plans with difference prices. The ones that allow HSA seem to be higher?
I'll make the assumption that the Texas plans are similar to the Cali plans. The ones eligible for an HSA are PPO plans where you get to pick your in plan doctors including specialists without limitations. The non-HSA plans are HMOs that are managed care. They decide if your heart attack is serious enough to warrant seeing a cardiologist.