Got insurance for FIRE
The BCBS coverage my business pays for is over $1,000 a month for me, Mrs. Me and college kid. COBRA would be that plus 15%. So I was mildly worried.
I got a high deductible HSA policy for just over $700 a month for the 3 of use. The deductible is $5,000 per individual and $10,000 total. I think I can dump about $7,400 into it and take a tax deduction for the full amount, so it should work out. None of us are on meds, but I've had some serious, serious surgery in the past and will have to some day in the future, but hopefully not until I reach medicare age. In the interim, we get our annual checkups which remain free and I see a couple of specialists annually.
THis isn't cheap coverage, but its good coverage and if we can go a year or two without anything major (and we dont expect anything, but you never know), we'll be in good shape.
One less thing to check off my to do list before FIRE date of April 1!