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- Joined
- Jun 25, 2005
- Messages
- 10,252
My spouse has a new employer and for the first time, her bennies include low-cost health insurance. She went on vacation, missed all the new employee orientations, and has delayed signing all the forms until hours before her next vacation. She doesn't want to do any online research and just wants me to tell her what to do. Hence this post because I don't have time to do any research either as I am going on a business trip in a few hours.
We currently have an HDHP plus HSA through my employer which covers me, my spouse, and our children.
Her health plan has an HRA that her employer pays into to cover some of her co-pays. She is also eligible for an FSA.
Can my spouse sign up for her health insurance and have double-coverage or do I have to take my spouse off my HDHP plan (leave the kids)?
As long as we do not "double-dip" can we have all these plans concurrently?
What else should I worry about? Thanks!
We currently have an HDHP plus HSA through my employer which covers me, my spouse, and our children.
Her health plan has an HRA that her employer pays into to cover some of her co-pays. She is also eligible for an FSA.
Can my spouse sign up for her health insurance and have double-coverage or do I have to take my spouse off my HDHP plan (leave the kids)?
As long as we do not "double-dip" can we have all these plans concurrently?
What else should I worry about? Thanks!