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Old 10-06-2012, 05:00 PM   #21
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Join Date: Feb 2006
Posts: 4,331
Originally Posted by Livefree
the 69k limit is for a family of 4 I should have added
Yes if you are below the income levels subsidized Commonwealth Care is available. I mostly like the MA system apart from the fact that a penny over the income levels and you get zero subsidy. It should be gradually phased out with rising income.

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Old 10-06-2012, 06:13 PM   #22
Thinks s/he gets paid by the post
Join Date: May 2006
Location: Largo
Posts: 1,945
Originally Posted by nun View Post
MA is going to mandate that premiums can't rise more than the increase in state GDP. The max deductible is 4k for a family and the out of pocket annual max is $10k. This ( along with the MA's high cost of living) means that for 2 people close to retirement age the monthly premium is $1000. Still, the low deductible helps if you do get ill, the quality of care is fantastic and pre-existing conditions aren't an issue. Buying a plan is simple; just go on the Health Connector website and you can compare lots of plans for cost and level of benefits.
An increase to $1000 per month would be a stunning increase from our current premium of $375 (annual deductible = max out-of-pocket = $11,000). We would be paying $7500 per year to drop our deductible by $6,000.

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