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Old 08-10-2016, 09:02 AM   #121
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The price of freedom!
I wasn't complaining. The ACA has been a boon to us, neither of us could get pre-ACA individual insurance due to pre-existing conditions.

The CHM option described by doxiemama is interesting. It's not insurance, and the literature is a bit loosely worded, but after reading it this morning my first thought was to ask if it might not work as a compliment to our current insurance to offset the high deductibles.
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Old 08-10-2016, 09:10 AM   #122
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Michael:

We live in NE Florida, our current payment for both of us is $341pm with Florida Blue after subsidies. We are living off our Post Tax nest egg to keep income low and NOT taking anything from our IRA's. Our Post Tax positions are about 60% of our total stash.

I hope the premiums do not double for 2017 $682.... Our plan is with Florida Blue HMO that has worked out VERY well this year so far. Plan Number 1477b.
So here the problem that us full pay people have to deal with, your premium will not double, you have premium caps because of your subsidies. Ours will double because we don't. This has worked out very well for some and not so well for others. That's just the way it is and why I said in some cases it encourages people to stop working.Your feeling about the ways this works probably depend on which side of the equation you are on.
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Old 08-10-2016, 09:10 AM   #123
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We certainly would not have been able to get insurance without ACA either.
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Old 08-10-2016, 09:11 AM   #124
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So here the problem that us full pay people have to deal with, your premium will not double, you have premium caps because of your subsidies. Ours will double because we don't. This has worked out very well for some and not so well for others. That's just the way it is and why I said in some cases it encourages people to stop working.Your feeling about the ways this works probably depend on which side of the equation you are on.
Yet ANOTHER argument for single payer. Why are so many people against it?
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Old 08-10-2016, 06:24 PM   #125
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Thanks for the discussion.

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