One of my favorite websites on insurance is sponsored by Georgetown University at Health Insurance Consumer Guides
. REWahoo pointed out to me not long ago that Georgetown now has a booklet on its site entitled Understanding Private Health Insurance. The booklet helps you evaluate different polices. http://www.healthinsuranceinfo.net/n..._Insurance.pdf
Page 12 of the booklet has a worksheet to complete for each policy you review to assist in comparing policies.
It is especially good in describing rights you have when navigating health insurance transistions, such as going from a group policy to an individual policy when you retire.