Here's one way that TRICARE will be a worse deal than comparable civilian insurance.
AS many folks know, the newly passed health care law mandated that private insurance plans allow children to remain on the parents' policy. TRICARE wasn't included in this arrangement (my guess--either because it was overlooked in the rush to get the bill passed, or in order to keep from making the govt cost for the legislation go up further). Well, that's been fixed, and it looks like it will cost folks military folks quite a bit to keep Junior on the plan.
Complete article at Military.com
. Here's their synopsis:
National Defense Authorization Act of 2011 includes a provision to offer the "TRICARE Young Adult" program, which opens TRICARE coverage for adult dependents up to age 26. Unfortunately, the new TYA program comes with a large price tag. Some estimates show the annual premium could go as high as $2,400 or $200 a month. By comparison, Health and Human Services estimates that under that Health Care Reform Act civilian families will see an increase in annual premiums of somewhere between $62 to $149 a year.
I don't know if the HHS estimate of the civilian costs has proven accurate. I could guess . . .
Is this a "broken promise"? Not as I see it--keeping the kids on TRICARE until they are 26 was never part of the deal. But it does stink a little that the law forced private companies to keep these kids on the plans, and the govt's own insurance plan for servicemembers couldn't/didn't meet the same cost bogey ("families will pay up to $149 per year") used to sell the law when it was being debated.