W2R
Moderator Emeritus
As a federal employee, I will qualify for lifetime medical in two years. My BC/BS premiums will be the same in retirement as they are for government employees who are still working, and when I get Medicare Part A, that Medicare will be primary and my lifetime BC/BS will be secondary. Medicare Parts B and D are considered to be pretty much redundant so I would not get them. I believe that currently Part A is free. I am 59 and at age 61 I can retire with lifetime medical.
The petty bickering and office politics at my job are stressing me out a whole lot (and the other type of politics just adds to the mix, ugh). Guess I am getting "short" (a short-timer). I am wondering if it is even worth working for the next two years. I am eager to get out of the working world. Right now I am enjoying a three-day weekend and I am dreading going back in tomorrow.
I would have enough money to ER right now, though with the U.S. medical system so "up in the air" I have no idea what I would be getting myself into, as far as insurance premiums from 59 to 65 or even Medicare after 65. If I did not have the lifetime medical, at 65 I could get Medicare Parts B & D instead (if it still exists).
So how much is lifetime medical worth to you? How much money would you trade for lifetime medical of this sort?
I probably will do the "sensible thing" and not retire now, but I would sure feel stupid if it turns out that I could have done so.
I do have about six weeks of vacation time accumulated so maybe I just need a vacation.
The petty bickering and office politics at my job are stressing me out a whole lot (and the other type of politics just adds to the mix, ugh). Guess I am getting "short" (a short-timer). I am wondering if it is even worth working for the next two years. I am eager to get out of the working world. Right now I am enjoying a three-day weekend and I am dreading going back in tomorrow.
I would have enough money to ER right now, though with the U.S. medical system so "up in the air" I have no idea what I would be getting myself into, as far as insurance premiums from 59 to 65 or even Medicare after 65. If I did not have the lifetime medical, at 65 I could get Medicare Parts B & D instead (if it still exists).
So how much is lifetime medical worth to you? How much money would you trade for lifetime medical of this sort?
I probably will do the "sensible thing" and not retire now, but I would sure feel stupid if it turns out that I could have done so.
I do have about six weeks of vacation time accumulated so maybe I just need a vacation.