Am turning to the collective wisdom of this group for some advice.
Our son-in-law's health plan is restructuring things for 2016. Rather than a low deductible plan they are switching to a high deductible with the provision of writing him a check for $6k to be, ideally, deposited into an HSA to cover their former deductible.
They have a family of five, three kids still living at home all under the age of 16. Since HSA's are individual, how does one structure this to try to cover the health care costs for a family of five?