Just sarted my insurance shopping...A few questions please?
I'm Single, 56 yo, thinking about retiring Jan 1, 2016.
From BCBS of Georgia-Gold, Multi State Plan.
With out the discount $831 + $4900 OOP (Includes deductible)
With discount $681 + $4900 OOP )Includes deductible)
1. When it describes the drug tiers it give the cost in $ and/or % - not subject to deductible.
What exactly does "not subject to deductible mean"?
Do I still pay for perscriptions after the OOP is paid or are they paid in full after the OOP is paid?
2. Also, what does " Multi State Plan" mean.
This is the plan the representative at BCBS sent me after a brief discussion. I'm not sure why this plan and not another one.
Anyway, this seems extremely high for a single person but I guess this is the new normal.