I long ago decided to self-insure on this risk. There are many folks her that disagree with me and believe that a LTC policy is a sane way to cover this kind of risk. Hope this does not become another thread of LTC vs non-LTC thinking.
Part-Owner of Texas
Outside of a dog, a book is man's best friend. Inside of a dog, it's too dark to read. Groucho Marx
In dire need of: faster horses, younger woman, older whiskey, more money.